Somerset County and Somerville Borough property record for 16 Walnut St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,566 sqft · built 1960 |
| Lot Size | 0.173 acres (7,523 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Jul 2021) |
| Tax Bill | $11,095 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00090-0000-00011 |
| Primary APN | 18-00090-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,566 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 7,523 sqft (0.173 acres) |
| Lot Dimensions | 109 ft deep x 69 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 16 WALNUT AVE |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WINCHESTER ESTATES |
| Legal Block | 90 |
| Legal Lot Number | 11 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50300 |
Source: Somerset County and Somerville Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 WALNUT ST, SOMERVILLE, NJ 08876-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Jul 7, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on Record |
| Deed Sale | Jul 7, 2021 · Amount on Record |
| Deed Document Number | 202141507 |
| Deed Book / Page | 7360 / 1035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 14, 2026 |
| Property Address | 16 WALNUT AVE, SOMERSET, NJ 08873-1423 |
| Document Number | 0000013429 |
| Book / Page | 7681 / 780 |
| Instrument Date | May 7, 2026 |
| Instrument | 202613429 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCOMMODATION/COURTESY RECOR |
| Name | Verified Name |
|---|---|
| Address | 16 WALNUT ST, SOMERVILLE, NJ 08876-1737 |
| Document Number | 0000013429, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 7681/780 |
| Instrument | 202613429 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 11, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 7, 2021 |
| Property Address | 16 WALNUT ST, SOMERVILLE, NJ 08876-1737 |
| Document Number | 0000041507 |
| Book / Page | 7360 / 1035 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021041507 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,581.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 WALNUT ST, 16, SOMERVILLE, NJ 08876-1737 |
| Name | Verified Name |
|---|---|
| Address | 16 WALNUT ST, SOMERVILLE, NJ 08876-1737 |
| Document Number | 0000041508 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021041508 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,000 (-) Land $127,500 Building $144,500 | $272,000 (-) Land $127,500 Building $144,500 | |
| 2025 | $11,095.00 (+3.19%) Veteran's exemption | $272,000 (-0.29%) Land $127,500 Building $144,500 | $272,000 (-0.29%) Land $127,500 Building $144,500 |
| 2024 | $10,752.00 (+7.41%) | ||
| 2023 | $272,800 Land $127,500 Building $145,300 | $272,800 Land $127,500 Building $145,300 | |
| 2022 | $10,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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