16 W Temple Rd, Petal, MS 39465 Property Records

Forrest County property record for 16 W Temple Rd, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,050 sqft · built 2019
Owner	Individual Name on File
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-032A-03-110.00`

Property Details

APN / Parcel Number

Primary APN	`3-032A-03-110.00`
Alternative APNs	`102-5852-003-008.00` `032850` `32850`

Interior

Full Baths	4 Baths
Building Area	2,050 sqft Living Area
1st Floor Area	2,050 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	32850
Street Address	16 W TEMPLE RD
City	PETAL
State	MS
Zip	39465-8153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 TIMBERLINE RIDGE II
Legal Range	12W
Legal Township	04N
Legal Section	03
Legal Subdivision	TIMBERLINE RIDGE II
Legal Lot Number	8
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	10101

Owner

16 W Temple Rd is owned and occupied by an individual who acquired it in December 2017.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16 W TEMPLE RD, PETAL, MS 39465-8153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 23, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 22, 2017	Deed of Trust, Mortgage PRIORITYONE BANK
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Dec 21, 2017	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2017
Deed Sale	Dec 21, 2017
Deed Document Number	769337
Deed Book / Page	1268 / 263
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	16 W TEMPLE RD, PETAL, MS 39465-8153
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002458/118
Date	Nov 28, 2022
Book Page	2458/118
Instrument	845199

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	16 W TEMPLE RD, PETAL, MS 39465-8153
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2370/13
Date	Jul 23, 2021
Book Page	2370/13
Instrument	824600

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	16 W TEMPLE RD, PETAL, MS 39465-8153
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2123/304
Date	May 22, 2017
Book Page	2123/304
Instrument	000762133

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 15, 2018

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	16 W TEMPLE RD, PETAL, MS 39465-8153
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2155/387
Date	Dec 21, 2017
Book Page	2155/387
Instrument	769338

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Dec 21, 2017
Property Address	16 W TEMPLE RD, PETAL, MS 39465-8153
Document Number	1268/263
Book / Page	1268 / 263
Instrument Date	Dec 19, 2017
Instrument	769337
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 307, HATTIESBURG, MS 39403-0307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 W TEMPLE RD, PETAL, MS 39465-8153

Tax Assessment & Valuation

The 2025 property tax bill for 16 W Temple Rd was $3,330 with a homeowner's exemption.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,330.00 Homeowner's exemption	$20,557	$205,570 Land $28,500 Building $177,070
2023	$2,733.00 Homeowner's exemption	$180,710 (+9%)	$180,710 (-) Land $28,500 Building $152,210
2022		$18,071	$180,710 Land $28,500 Building $152,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 W Temple Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 W Temple Rd is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE UTILITY ASSN INC public/private · serves 6,067 people · EPA ID MS0180013
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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