16 W 550 S, Centerville, UT 84014 Property Records

Davis County property record for 16 W 550 S, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,528 sqft · built 1994
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2021)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-147-0049`

Property Details

APN / Parcel Number

Primary APN	`03-147-0049`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Basement Area	1,351 sqft
Unfinished Basement	1,351 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 W 550 S
City	CENTERVILLE
State	UT
Zip	84014-2186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	ALL OF LOT 49, MAIN STREET ISLAND VIEW SUB PLAT D. CONTAINS 0.29 ACRES
Legal Subdivision	ISLAND VIEW SUB
Legal Lot Number	49
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	3
Census Block	3004
Census Tract	126306

Owner

16 W 550 S is owned and occupied by two individuals who bought it in October 2021.

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 W 550 S, CENTERVILLE, UT 84014-2186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage KIND LENDING LLC
Nov 18, 2019	Quit Claim Deed, Transfer CALIBER HM LOANS
Jul 19, 2018	Quit Claim Deed, Transfer ASPEN TITLE INSURANCE
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2017	Deed, Transfer · Conventional Mortgage NUDGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	20213427182
Deed Book / Page	7865 / 765
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	0003094897
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Oct 14, 2021
Property Address	16 W 550 S, CENTERVILLE, UT 84014-2186
Document Number	007865/765
Book / Page	7865 / 765
Instrument Date	Oct 8, 2021
Instrument	3427182
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	REAL ADVANTAGE TITLE, REAL ADVANTAGE TIT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 W 550 S, CENTERVILLE, UT 84014-2186

Mortgage

Document Number	0003427183
Date	Oct 14, 2021
Instrument	3427183

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 18, 2019
Property Address	16 W 550 S, CENTERVILLE, UT 84014-2186
Document Number	0003204280
Book / Page	007391 / 000838
Instrument Date	Nov 12, 2019
Instrument	3204280
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	REAL ADVANTAGE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 W 550 S CENTERVILLE UT 840142186, CENTERVILLE, UT 84014-2186

Mortgage

Document Number	3204281
Date	Nov 18, 2019
Book Page	007391/000841
Instrument	3204281

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 19, 2018
Property Address	16 W 550 S, CENTERVILLE, UT 84014-2186
Document Number	0003106040
Book / Page	007060 / 001011
Instrument Date	Jul 18, 2018
Instrument	3106040
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ASPEN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 W 550 S CENTERVILLE UT 840142186, CENTERVILLE, UT 84014-2186

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 19, 2018
Property Address	16 W 550 S, CENTERVILLE, UT 84014-2186
Document Number	007060/994
Book / Page	7060 / 994
Instrument Date	Jul 18, 2018
Instrument	3106038
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	ASPEN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 W 550 S, CENTERVILLE, UT 84014-2186

Mortgage

Document Number	0003106039
Date	Jul 19, 2018
Instrument	3106039

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	May 23, 2018
Property Address	16 W 550 S, CENTERVILLE, UT 84014-2186
Document Number	0003094897
Book / Page	007021 / 000594
Instrument Date	May 21, 2018
Instrument	3094897
Transaction Type	Transfer
Record Updated	Jun 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 W 550 S CENTERVILLE UT 840142186, CENTERVILLE, UT 84014-2186

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 1, 2017
Property Address	16 W 550 S, CENTERVILLE, UT 84014-2186
Document Number	0003023804
Instrument Date	May 31, 2017
Instrument	3023804
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	ASPEN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 W 550 S, CENTERVILLE, UT 84014-2186

Mortgage

Document Number	0003023805
Date	Jun 1, 2017
Instrument	3023805

Lender

Name	NUDGE FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,699 (+1.75%) Land $179,385 Building $268,314	$814,000 (+1.75%) Land $326,155 Building $487,845
2025	$4,599.00 (+9.21%)	$440,000 (-42.48%) Land $166,640 Building $273,360	$800,000 (+4.58%) Land $302,982 Building $497,018
2024	$4,211.00 (-3.22%)
2023	$4,351.00 (-4.14%)	$765,000 Land $246,618 Building $518,382	$765,000 Land $246,618 Building $518,382
2022	$4,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 W 550 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 W 550 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband.

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