16 W 4th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 16 W 4th St, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,129 sqft · built 1950
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2018)
Tax Bill	$3,990 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-070-150-000`

Property Details

APN / Parcel Number

Primary APN	`235-070-150-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Construction Type	Wood
Lot Area	6,600 sqft (0.151 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 W 4TH ST
City	TRACY
State	CA
Zip	95376-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:TRACY SUBD:CITY OF TRACY MAP REF:MB 235 PG 07
Legal Subdivision	CITY OF TRACY
Legal Block	35
Legal Lot Number	14 15
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5406

Owner

Source: San Joaquin County records · APN 235-070-150-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 W 4TH ST, TRACY, CA 95376-4523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 08, 2021	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Sep 14, 2018	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Feb 08, 2012 · Amount on Record
Deed Document Number	2018-102826
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16 W 4TH ST, TRACY, CA 95376-4523
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 W 4TH ST, TRACY, CA 95376-4523

Mortgage

Document Number	0000027444
Date	Mar 01, 2022
Instrument	2022-027444

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	16 W 4TH ST, TRACY, CA 95376-4523
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 W 4TH ST, TRACY, CA 95376-4523

Mortgage

Document Number	0000023134
Date	Feb 08, 2021
Instrument	2021-023134

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 14, 2018
Property Address	16 W 4TH ST, TRACY, CA 95376-4523
Document Number	0000102826
Instrument Date	Sep 04, 2018
Instrument	102826
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 W 4TH ST TRACY CA 953764523, TRACY, CA 95376-4523

Mortgage

Document Number	102827
Date	Sep 14, 2018
Instrument	102827

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Mortgage

Document Number	102828,
Date	Sep 14, 2018
Instrument	102828

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,990.00 (+10.25%)	$345,806 (+4.04%) Land $133,860 Building $211,946
2023	$3,619.00 (+2.06%)	$332,380 Land $128,663 Building $203,717
2022	$3,546.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770054061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	400 / 80
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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