16 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 16 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Commercial
Details	2 ba · 1,764 sqft · built 1882
Lot Size	0.161 acres (7,026 sqft)
Owner	Company Name on Record
Last Sale	$66,000 (Dec 2014)
Tax Bill	$3,094 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-0980-00440`

Property Details

APN / Parcel Number

Primary APN	`010-0980-00440`
Alternative APN	`1037650`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,764 sqft Gross Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,026 sqft (0.161 acres)
Garage Area	2,800 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	32 sqft
Deck Area	144 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1037650
Street Address	16 W 3RD ST
City	DULUTH
State	MN
Zip	55806-2708
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT: 0008 BLOCK:000 SERIAL #
Legal Subdivision	DULUTH PROPER FIRST DIVISION
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2003
Census Tract	1900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16 W 3RD ST, DULUTH, MN 55806-2708
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2014 · Amount on Record
Deed Sale	Dec 18, 2014 · Amount on Record
Prior Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	20141251859
Last Transfer Date	Dec 13, 2016
Transfer Doc	0001300811
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	16 W 3RD ST, DULUTH, MN 55806-2708
Document Number	00A1396910
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 W 3RD ST DULUTH MN 558062708, DULUTH, MN 55806-2708

Mortgage

Document Number	00A1396910
Date	Nov 30, 2020
Instrument	A1396910

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,094.00 (+3.13%)
2025	$3,000.00 (-2.98%)	$151,100 (-) Land $73,600 Building $77,500	$151,100 (-) Land $73,600 Building $77,500
2024	$3,092.00	$151,100 (-) Land $73,600 Building $77,500	$151,100 (-) Land $73,600 Building $77,500
2022		$151,100 Land $73,600 Building $77,500	$151,100 Land $73,600 Building $77,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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