Middlesex County and Townsend Town property record for 16 Virgo Ln, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,472 sqft · built 1981 |
| Lot Size | 0.461 acres (20,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Nov 2021) |
| Tax Bill | $6,440 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | TOWN M:053D B:0466 L:0000 |
| Primary APN | TOWN M:053D B:0466 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 3,600 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 20,068 sqft (0.461 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16 VIRGO LN |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 466 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 301102 |
Source: Middlesex County and Townsend Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 VIRGO LN, TOWNSEND, MA 01469-1373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Nov 4, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| May 31, 2017 | Deed of Trust, Mortgage · ARM BANK OF ENGLAND MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Nov 2, 1981 · Amount on Record |
| Deed Document Number | 2021140 |
| Deed Book / Page | 79076 / 109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 16 VIRGO LN, TOWNSEND, MA 01469-1373 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079871-114 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 79871/114 |
| Instrument | 44302 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Recording Date | Nov 4, 2021 |
| Property Address | 16 VIRGO LN, TOWNSEND, MA 01469-1373 |
| Document Number | 79076-109 |
| Book / Page | 79076 / 109 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 242140 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 VIRGO LN, TOWNSEND, MA 01469-1373 |
| Document Number | 242141 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 242141 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 16 VIRGO LN, TOWNSEND, MA 01469-1373 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78889-569 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 78889/569 |
| Instrument | 223876 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 16 VIRGO LN, TOWNSEND, MA 01469-1373 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69365-402 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 69365/402 |
| Instrument | 81407 |
| Name | BANK OF ENGLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
| Margin | 13 |
Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,440.00 (+2.83%) | $443,500 (+2.05%) Land $90,700 Building $352,800 | $533,805 (+1.35%) |
| 2024 | $6,263.00 (+1.44%) | $434,600 (+7.41%) Land $90,700 Building $343,900 | $526,680 |
| 2023 | $6,174.00 | $404,600 Land $78,300 Building $326,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSEND WATER DEPARTMENT serves 6,832 people · EPA ID MA2299000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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