16 Vanguard Ct, Durham, NC 27713 Property Records

Durham County property record for 16 Vanguard Ct, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 1984
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Sep 2022)
Tax Bill	$3,191 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0738-18-3609`

Property Details

APN / Parcel Number

Primary APN	`0738-18-3609`
Alternative APNs	`0738-18-36-0986` `073801183712` `155095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,163 sqft Heated Area
1st Floor Area	1,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	16 VANGUARD CT
City	DURHAM
State	NC
Zip	27713-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	VANGUARD PLACE/LT#16 PL:000103-000195
Legal Subdivision	VANGUARD PLC
Legal Lot Number	16
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2004
Census Tract	2025

Owner

16 Vanguard Ct is owned and occupied by an individual who bought it in September 2022.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16 VANGUARD CT, DURHAM, NC 27713-2047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Jun 11, 2013 · Amount on File
Deed Document Number	202237706
Deed Book / Page	9786 / 506
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	16 VANGUARD CT, DURHAM, NC 27713-2047
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103830326
Date	Sep 15, 2025
Book Page	10383/326
Instrument	2025147262

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 22, 2022
Property Address	16 VANGUARD CT, DURHAM, NC 27713-2047
Document Number	0097860506
Book / Page	9786 / 506
Map Reference	MB 103 PG 195
Instrument Date	Sep 22, 2022
Instrument	2022037706
Transaction Type	Transfer
Record Updated	Oct 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 REVERE CROSSING LN # LN211, 500, CARY, NC 27519-6875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 VANGUARD CT, DURHAM, NC 27713-2047

Mortgage

Document Number	2022037707
Date	Sep 22, 2022
Instrument	2022037707

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	16 VANGUARD CT, DURHAM, NC 27713-2047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089130177
Date	Apr 20, 2020
Book Page	8913/177
Instrument	2020012194

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 16 Vanguard Ct was $3,191, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,191.00 (+2.51%)	$314,056 (-) Land $106,926 Building $207,130	$314,056 (-) Land $106,926 Building $207,130
2025	$3,113.00	$314,056 Land $106,926 Building $207,130	$314,056 Land $106,926 Building $207,130
2023	$2,282.00 (+2.33%)	$174,276 Land $53,325 Building $120,951	$174,276 Land $53,325 Building $120,951
2022	$2,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Vanguard Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Vanguard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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