Allegany County property record for 16 Valley St, Cumberland, MD 21502
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,378 sqft · built 1986 |
| Lot Size | 0.212 acres (9,241 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Aug 2021) |
| Tax Bill | $1,355 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-026245 |
| Primary APN | 05-026245 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,378 sqft Total Area |
| 1st Floor Area | 1,378 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,241 sqft (0.212 acres) |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 026245 |
|---|---|
| Street Address | 16 VALLEY ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2122 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-L |
| Legal Description | 16-18-20 VALLEY ST 69X140 65X134 |
| Legal Subdivision | SOUTHSIDE ADD CUMBERLAND |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 14, CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1 LINDA WAY, CUMBERLAND, MD 21502-7517 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2015 · Amount on Record |
| Deed Book / Page | 2690 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 10, 2021 |
| Property Address | 16 VALLEY ST, CUMBERLAND, MD 21502-2122 |
| Document Number | 002690-0181 |
| Book / Page | 2690 / 181 |
| Instrument Date | Jul 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 LINDA WAY, CUMBERLAND, MD 21502-7517 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,800 (-5.2%) Land $27,700 Building $120,100 | $147,800 (-5.2%) Land $27,700 Building $120,100 | |
| 2025 | $1,355.00 (-6.55%) | ||
| 2023 | $1,450.00 | $155,900 Land $27,700 Building $128,200 | $155,900 Land $27,700 Building $128,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1989–1995) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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