Putnam County and Carmel Town property record for 16 Valley Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,354 sqft · built 1962 |
| Lot Size | 0.464 acres (20,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,000 (Apr 2021) |
| Tax Bill | $14,322 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 77.13-1-29 |
| Primary APN | 372000 77.13-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| Gross Area | 2,546 sqft |
| 1st Floor Area | 1,354 sqft |
| Basement Area | 667 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,250 sqft (0.464 acres) |
| Lot Dimensions | 135 ft deep x 150 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 285500 |
|---|---|
| Street Address | 16 VALLEY RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | MAP OF UNION VALLEY ESTATES SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 29.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 11600 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 VALLEY RD, CARMEL, NY 10512-4355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2021 · Amount on Record |
| Deed Sale | Apr 8, 2021 · Amount on Record |
| Deed Document Number | 20214432 |
| Deed Book / Page | 2209 / 155 |
| Prior Transfer Date | Aug 28, 2013 |
| Prior Transfer Doc | 0019340033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 16 VALLEY RD, CARMEL, NY 10512-4355 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 16 VALLEY RD, CARMEL, NY 10512-4355 |
| Document Number | 0073260001 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 7326/1 |
| Instrument | 4433-2021 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $561,000 (+7%) Land $82,800 Building $478,200 | $561,000 (+7%) Land $82,800 Building $478,200 | |
| 2024 | $14,322.00 (+276.8%) | $524,300 (+5.01%) Land $82,800 Building $441,500 | $524,300 (+5.01%) Land $82,800 Building $441,500 |
| 2023 | $499,300 (+11%) Land $75,300 Building $424,000 | $499,300 (+11%) Land $75,300 Building $424,000 | |
| 2022 | $449,800 Land $75,300 Building $374,500 | $449,800 Land $75,300 Building $374,500 | |
| 2020 | $3,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION VALLEY ESTATES private · serves 273 people · EPA ID NY3905696 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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