Harris County property record for 16 Valley Bluff Dr, Hamilton, GA 31811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,404 sqft · built 2016 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,000 (Jul 2021) |
| Tax Bill | $4,081 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058 025 038 |
| Primary APN | 058 025 038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,404 sqft Heated Area |
| 1st Floor Area | 1,104 sqft |
| 2nd Floor Area | 1,300 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Composition/Composite |
| Construction Type | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.539 acres) |
| Terrain | Rolling |
| Garage Area | 412 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19680 |
|---|---|
| Old Parcel Number | 058 025 038 |
| Street Address | 16 VALLEY BLUFF DR |
| City | HAMILTON |
| State | GA |
| Zip | 31811-7602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | LOT 38 HONEYSUCKLE RIDGE @ SWEETBAY |
| Legal Subdivision | SWEETBAY |
| Legal Lot Number | 38 |
| Jurisdiction | HARRIS GA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 120301 |
Source: Harris County records · APN 058 025 038
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 VALLEY BLUFF DR, HAMILTON, GA 31811-7602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DOWDY BOB |
| Nov 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Jul 09, 2021 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2016 · Amount on Record |
| Deed Document Number | 0001941265 |
| Deed Book / Page | 1941 / 265 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Property Address | 16 VALLEY BLUFF DR, HAMILTON, GA 31811-7602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 VALLEY BLUFF DR, HAMILTON, GA 31811-7602 |
| Document Number | 0000001933/0000000207 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 0000001933/0000000207 |
| Name | DOWDY BOB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | Jan 01, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS GA |
| Property Address | 16 VALLEY BLUFF DR, HAMILTON, GA 31811-7602 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16 VALLEY BLUFF DR, HAMILTON, GA 31811-7602 |
| Document Number | 0000002205/0000000274 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 0000002205/0000000274 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS GA |
| Recording Date | Jul 09, 2021 |
| Property Address | 16 VALLEY BLUFF DR, HAMILTON, GA 31811-7602 |
| Document Number | 001941/265 |
| Book / Page | 1941 / 265 |
| Instrument Date | Jul 09, 2021 |
| Instrument | 2021-001254 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6124 CROSSBOW DR, COLUMBUS, GA 31907-2905 |
| Document Number | 0000001941/0000000266 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 0000001941/0000000266 |
| Name | BROKER SOLUTIONS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Harris County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Harris County |
| Municipality | Hamilton City |
| Unified School District | Harris County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,081.00 (+12.55%) Homeowner's exemption | $122,574 (+15.22%) Land $12,000 Building $110,574 | $306,434 (+15.22%) Land $30,000 Building $276,434 |
| 2023 | $3,626.00 (-1.65%) Homeowner's exemption | $106,380 Land $12,000 Building $94,380 | $265,950 Land $30,000 Building $235,950 |
| 2022 | $3,687.00 |
Source: FEMA National Flood Hazard Layer, Harris County (13145C), updated February 13, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131451203012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 11 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| Public Service Wireless Fixed Wireless | 10 / 1 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HAMILTON serves 2,211 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.6 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures