Westerly Town property record for 16 Utter St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 704 sqft Living Area |
| Lot Size | 16,098 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2019) |
| Tax Bill | $8,737.00 (2025) |
| Primary APN | M:142 B:7-A L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 704 sqft Living Area |
| Gross Area | 958 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,098 sqft (0.37 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 6065105 |
|---|---|
| Street Address | 16 UTTER ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4450 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Legal Lot Number | A |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2045 |
| Census Tract | 51000 |
Source: Westerly Town records · APN M:142 B:7-A L
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 UTTER ST, WESTERLY, RI 02891-4450 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance DIME BANK |
| Jan 28, 2019 | Quit Claim Deed, Transfer SAVINGS INSTITUTE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Deed Doc Number | 2019342 |
| Deed Book / Page | 2019 / 1337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 16 UTTER ST, WESTERLY, RI 02891-4450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020-8645 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 2020/8645 |
| Instrument | 2020-2004 |
| Name | DIME BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 28, 2019 |
| Property Address | 16 UTTER ST, WESTERLY, RI 02891-4450 |
| Document Number | 2019-1337 |
| Book / Page | 002019 / 001337 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 342 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 UTTER ST WESTERLY RI 028914450, WESTERLY, RI 02891-4450 |
| Document Number | 2019-1339 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 002019/001339 |
| Instrument | 343 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 27, 2049 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,737.00 (+10.97%) | $1,228,900 (+50.16%) Land $1,074,200 Building $154,700 |
| 2023 | $7,873.00 (+0.63%) | $818,400 (-) Land $735,100 Building $83,300 |
| 2022 | $7,824.00 | $818,400 Land $735,100 Building $83,300 |
16 Utter St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 15.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures