16 Utica Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 16 Utica Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	4,389 sqft · built 2024
Lot Size	0.473 acres (20,604 sqft)
Owner	2 Individual Names on File
Last Sale	$1,725,000 (Mar 2024)
Tax Bill	$32,695 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-01001-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`05-01001-0000-00012`
Alternative APNs	`050100100012` `00024518`

Interior

Stories	1 Story
Building Area	4,389 sqft Living Area
1st Floor Area	4,389 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,604 sqft (0.473 acres)
Lot Dimensions	204 ft deep x 101 ft wide

Location & Zoning

Account Number	00024518
Street Address	16 UTICA RD
City	EDISON
State	NJ
Zip	08820-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	101X204
Legal Subdivision	COLONIA HEIGHTS
Legal Block	1001
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2003
Census Tract	1409

Owner

16 Utica Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 UTICA RD, EDISON, NJ 08820-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 18, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2022	Deed, Transfer PROVIDENCE ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Oct 3, 2022 · Amount on File
Deed Document Number	202415183
Deed Book / Page	19420 / 1648
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	16 UTICA RD, EDISON, NJ 08820-2308
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 UTICA RD, EDISON, NJ 08820-2308

Mortgage

Document Number	0000068597
Date	Nov 10, 2025
Book Page	19871/1512
Instrument	2025068597

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 18, 2024
Property Address	16 UTICA RD, EDISON, NJ 08820-2308
Document Number	0000015183
Book / Page	19420 / 1648
Instrument Date	Feb 9, 2024
Instrument	2024015183
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,597.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 HERMANN ST, CARTERET, NJ 07008-1359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 UTICA RD, EDISON, NJ 08820-2308

Mortgage

Document Number	0000015184
Date	Mar 18, 2024
Instrument	2024015184

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 3, 2022
Property Address	16 UTICA RD, EDISON, NJ 08820-2308
Document Number	0000085571
Book / Page	19053 / 1783
Instrument Date	Aug 10, 2022
Instrument	2022085571
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3406 LINCOLN HWY E, PARADISE, PA 17562-9810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 UTICA RD, EDISON, NJ 08820-2308

Tax Assessment & Valuation

The 2025 property tax bill for 16 Utica Rd was $32,695.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,400 (-) Land $110,600 Building $438,800	$549,400 (-) Land $110,600 Building $438,800
2025	$32,695.00 (-0.03%)	$549,400 Land $110,600 Building $438,800	$549,400 Land $110,600 Building $438,800
2024	$32,705.00
2023		$196,300 Land $110,600 Building $85,700	$196,300 Land $110,600 Building $85,700
2022	$11,626.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Utica Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Utica Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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