Montgomery County property record for 16 Underwood Rd, Wyncote, PA 19095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,056 sqft · built 1940 |
| Lot Size | 0.152 acres (6,624 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $297,900 (Oct 2020) |
| Tax Bill | $8,269 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00-27001-00-4 |
| Primary APN | 31-00-27001-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 1,103 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 6,624 sqft (0.152 acres) |
| Lot Dimensions | 85 ft deep x 55 ft wide |
| Garage Area | 190 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | Deck Area |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16 UNDERWOOD RD |
|---|---|
| City | WYNCOTE |
| State | PA |
| Zip | 19095-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | L 22 |
| Legal Subdivision | CEDARBROOK PARK |
| Legal Block | 157 |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | CHELTENHAM |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 202500 |
Source: Montgomery County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 UNDERWOOD RD, WYNCOTE, PA 19095-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Oct 23, 2020 | Grant Deed, Transfer LOANDEPOT.COM LLC |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE CU |
| May 2, 2018 | Grant Deed, Transfer ADVANTAGE ABSTRACT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on Record |
| Deed Sale | Oct 23, 2020 · Amount on Record |
| Prior Sale | May 2, 2018 · Amount on Record |
| Deed Document Number | 202089027 |
| Deed Book / Page | 6198 / 387 |
| Prior Transfer Date | Sep 1, 2000 |
| Prior Transfer Doc | 0000018918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 16 UNDERWOOD RD, WYNCOTE, PA 19095-2907 |
| Document Number | 0150450294 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 UNDERWOOD RD WYNCOTE PA 190952907, WYNCOTE, PA 19095-2907 |
| Document Number | 0150450294 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 015045/000294 |
| Instrument | 89028 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Oct 23, 2020 |
| Property Address | 16 UNDERWOOD RD, WYNCOTE, PA 19095-2907 |
| Document Number | 0061980391 |
| Book / Page | 006198 / 000391 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 89027 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NORTHWEST ABSTRACT COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,979.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 UNDERWOOD RD WYNCOTE PA 190952907, WYNCOTE, PA 19095-2907 |
| Document Number | 150450294 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 015045/000294 |
| Instrument | 89028 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 16 UNDERWOOD RD, WYNCOTE, PA 19095-2907 |
| Document Number | 0146912413 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES, UNIVERSAL SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 16 UNDERWOOD RD WYNCOTE PA 190952907, WYNCOTE, PA 19095-2907 |
| Document Number | 0146912413 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 014691/002413 |
| Instrument | 33760 |
| Name | AMERICAN HERITAGE CU |
|---|---|
| Address | PHILADELPHIA, PA 19115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | May 29, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | May 2, 2018 |
| Property Address | 16 UNDERWOOD RD, WYNCOTE, PA 19095-2907 |
| Document Number | 0060881241 |
| Book / Page | 006088 / 001241 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 27872 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ADVANTAGE ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 16 UNDERWOOD RD WYNCOTE PA 190952907, WYNCOTE, PA 19095-2907 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Cheltenham Township |
| Unified School District | Cheltenham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,269.00 | $117,000 (-) | $117,000 (-) |
| 2025 | $8,269.00 (+5.81%) | ||
| 2024 | $117,000 (+2.45%) | ||
| 2023 | $7,815.00 (+3.62%) | $114,200 | |
| 2022 | $7,542.00 | ||
| 1998 | $117,000 (-) | ||
| 1996 | $117,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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