16 Turtle Point Ln, Hartfield, VA 23071 Property Records

Middlesex County property record for 16 Turtle Point Ln, Hartfield, VA 23071 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,299 sqft · built 2007
Lot Size	0.901 acres (39,249 sqft)
Owner	Individual Name on File
Last Sale	$507,500 (Dec 2023)
Tax Bill	$2,776 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`43C 1 34`

Property Details

APN / Parcel Number

Primary APN	`43C 1 34`
Alternative APN	`2177`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,299 sqft Living Area
Gross Area	5,764 sqft
1st Floor Area	2,480 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,249 sqft (0.901 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2177
Street Address	16 TURTLE POINT LN
City	HARTFIELD
State	VA
Zip	23071-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILTON THE COVES LOT 34 SEC III PB9-117 118 173-610 285-25 407-248 07-3067 D10-1388 D13-1116 D19-809 D23-1913
Legal Subdivision	WILTON CREEK SD
Legal Lot Number	34
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	2
Census Block	2015
Census Tract	951200

Owner

Source: Middlesex County records · APN 43C 1 34

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANUNITED.COM LLC
Dec 26, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Jun 03, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 17, 2022	Deed of Trust, Mortgage · Line of Credit PRIMIS BANK
Oct 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Jun 03, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	20231913
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0000000809
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063

Mortgage

Document Number	0260000206
Date	Feb 10, 2026
Instrument	260000206

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Dec 26, 2023
Property Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063
Document Number	0230001913
Instrument Date	Dec 17, 2023
Instrument	230001913
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063

Mortgage

Document Number	0230001914
Date	Dec 26, 2023
Instrument	230001914

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 01, 2053

Interest

Rate Type	Fixed Rate
Rate	7.53%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063
Transaction Type	Mortgage
Record Updated	Oct 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000810
Date	Jun 03, 2019
Instrument	190000810

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2034

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001057
Date	May 17, 2022
Instrument	220001057

Lender

Name	PRIMIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001919
Date	Oct 06, 2020
Instrument	200001919

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Jun 03, 2019
Property Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063
Document Number	190000809
Instrument Date	May 24, 2019
Instrument	190000809
Transaction Type	Transfer
Record Updated	Dec 07, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 TURTLE POINT LN, HARTFIELD, VA 23071-3063

Mortgage

Document Number	190000810
Date	Jun 03, 2019
Instrument	190000810

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,776.00 (+0.04%)	$455,000 (-) Land $62,000 Building $393,000	$455,000 (-) Land $62,000 Building $393,000
2025	$2,775.00 (-1.91%)	$455,000 (-1.9%) Land $62,000 Building $393,000	$455,000 (-1.9%) Land $62,000 Building $393,000
2023	$2,829.00	$463,800 Land $62,000 Building $401,800	$463,800 Land $62,000 Building $401,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (51119C), updated November 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511199512002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	87 (1978–2020)
Claims Outside the SFHA	5 of 87
Most Recent Claim	Aug 2020, other causes
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 22 claims Hurricane Isabel, Sep 2003 · 43 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Turtle Point Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures