16 Turtle Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 16 Turtle Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Vacant Land
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (May 2020)
Tax Bill	$86 (2023)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7539-02-7651`

Property Details

APN / Parcel Number

Primary APN	`7539-02-7651`
Alternative APN	`171203`

Exterior

Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Account Number	171203
Street Address	16 TURTLE CREEK RD
City	SYLVA
State	NC
Zip	28779-7326
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LT 16 TURTLE CREEK
Legal Township	23
Legal Subdivision	TURTLE CREEK
Legal Lot Number	16
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Jackson County records · APN 7539-02-7651

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1077 TURTLE CREEK RD, SYLVA, NC 28779-7330
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 19, 2020	Warranty Deed, Transfer CHAMPION CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Deed Document Number	0022661907
Deed Book / Page	2266 / 1907
Record Updated	Jun 07, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	16 TURTLE CREEK RD, SYLVA, NC 28779-7326
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023240392
Date	Jan 07, 2022
Book Page	2324/392

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 19, 2020
Property Address	16 TURTLE CREEK RD, SYLVA, NC 28779-7326
Document Number	0022661907
Book / Page	002266 / 001907
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1077 TURTLE CREEK RD SYLVA NC 287797330, SYLVA, NC 28779-7330

Mortgage

Document Number	22661911
Date	May 19, 2020
Book Page	002266/001911

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$86.00	$22,680 Land $22,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Sky Fi, Spectrum, T-Mobile USA.

Based on FCC filings for 41 locations within half a mile of this property.

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