16 True Ln, Bernard, ME 04612 Property Records

Hancock County and Tremont Town property record for 16 True Ln, Bernard, ME 04612

Property Summary

Property Type	Single Family Home
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2022)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TREM M:005 L:090B`

Property Details

APN / Parcel Number

Primary APN	`TREM M:005 L:090B`
Alternative APN	`1435`

Exterior

Architectural Style	Multi-Family
Lot Area	53,143 sqft (1.22 acres)

Location & Zoning

Account Number	1435
Street Address	16 TRUE LN
City	BERNARD
State	ME
Zip	04612-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	90B
Jurisdiction	TREMONT ME
Township / Civil Division	TREMONT
Census Block Group	1
Census Block	1023
Census Tract	966200

Owner

Source: Hancock County and Tremont Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 TRUE LN, BERNARD, ME 04612-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING
Jun 21, 2017	Quit Claim Deed, Transfer · Commercial Mortgage FRANKLIN AMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	20221256
Deed Book / Page	7185 / 162
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMONT ME
Recording Date	Jan 26, 2022
Property Address	16 TRUE LN, BERNARD, ME 04612-3628
Document Number	0071850162
Book / Page	7185 / 162
Instrument Date	Jan 21, 2022
Instrument	2022001256
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 TRUE LN, TRENTON, ME 04605

Mortgage

Document Number	2022001257
Date	Jan 26, 2022
Instrument	2022001257

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TREMONT ME
Recording Date	Jun 21, 2017
Property Address	16 TRUE LN, BERNARD, ME 04612-3628
Document Number	0067800069
Book / Page	06780 / 0069
Instrument	2017009126
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017009127
Date	Jun 21, 2017
Instrument	2017009127

Lender

Name	FRANKLIN AMER MTG

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Hancock County and Tremont Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Tremont Town
Secondary School District	Mount Desert Community School District (09 - 12)
Elementary School District	Tremont (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,305.00 (+7.22%)	$434,000 (-) Land $137,400 Building $296,600
2024	$4,015.00 (+12.37%)	$434,000 (+55.72%) Land $137,400 Building $296,600
2023	$3,573.00 (+10.14%)	$278,700 (-) Land $73,400 Building $205,300
2022	$3,244.00	$278,700 Land $73,400 Building $205,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on True Ln

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