16 Trading Post Rd, Cloudcroft, NM 88317 Property Records

Otero County property record for 16 Trading Post Rd, Cloudcroft, NM 88317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2023
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11O4072090075486`

Property Details

APN / Parcel Number

Primary APN	`11O4072090075486`
Alternative APNs	`R040526` `1206887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2026
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	5,793 sqft (0.133 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic

Location & Zoning

Account Number	R040526
Street Address	16 TRADING POST RD
City	CLOUDCROFT
State	NM
Zip	88317-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: CLOUD COUNTRY WEST #1 LOT 4 BLOCK: 4
Legal Subdivision	CLOUD COUNTRY WEST #1
Legal Block	4
Legal Lot Number	4
Jurisdiction	OTERO NM
Township / Civil Division	SOUTHEAST OTERO
Census Block Group	3
Census Block	3093
Census Tract	901

Owner

Source: Otero County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 TRADING POST RD, CLOUDCROFT, NM 88317-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage OTERO FCU
Mar 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020
Deed Sale	May 11, 2020
Deed Document Number	20203809
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO NM
Property Address	16 TRADING POST RD, CLOUDCROFT, NM 88317-9531
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 ADAMS AVE, ALAMOGORDO, NM 88310-5019

Mortgage

Document Number	0202306828
Date	Jul 31, 2023
Instrument	202306828

Lender

Name	OTERO FCU
Type	Credit Union
Address	ALAMOGORDO, NM 88311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 10, 2038

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTERO NM
Recording Date	Mar 30, 2020
Property Address	16 TRADING POST RD, CLOUDCROFT, NM 88317-9531
Document Number	0000002765
Instrument Date	Mar 23, 2020
Instrument	2765
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22960 E DEL NORTE CIR AURORA CO 800167878, AURORA, CO 80016-7878

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Otero County
Unified School District	Cloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,988 (+3%) Land $6,241 Building $64,747	$212,965 (+3%) Land $18,724 Building $194,241
2025	$1,069.00 (+1,808.93%)	$68,921 (+2,484.21%) Land $5,000 Building $63,921	$206,763 (+2,484.54%) Land $15,000 Building $191,763
2023	$56.00	$2,667 Land $2,667	$8,000 Land $8,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 99.6% of New Mexico
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOUD COUNTRY WEST WATER SYSTEM private · serves 684 people · EPA ID NM3511019
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PVT Networks Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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