16 Toofs Dr, Winchester, NH 03470 Property Records

Cheshire County and Winchester Town property record for 16 Toofs Dr, Winchester, NH 03470

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1975
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Oct 2019)
Tax Bill	$4,528 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WNCH M:00021 B:000028 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WNCH M:00021 B:000028 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,703 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 TOOFS DR
City	WINCHESTER
State	NH
Zip	03470-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-S
Legal Block	28
Jurisdiction	WINCHESTER TOWN NH
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3011
Census Tract	971700

Owner

16 Toofs Dr is owned and occupied by an individual who bought it in October 2019.

Source: Cheshire County and Winchester Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	16 TOOFS DR, WINCHESTER, NH 03470-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 11, 2019	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Mar 25, 2004 · Amount on File
Deed Document Number	20198308
Deed Book / Page	3084 / 579
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	16 TOOFS DR, WINCHESTER, NH 03470-2924
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003238-833
Date	Feb 9, 2023
Book Page	3238/833
Instrument	2300829

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Oct 11, 2019
Property Address	16 TOOFS DR, WINCHESTER, NH 03470-2924
Document Number	0030840579
Book / Page	003084 / 000579
Instrument Date	Sep 20, 2019
Instrument	8308
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CADY LN SPOFFORD NH 034624607, SPOFFORD, NH 03462-4607

Mortgage

Document Number	30840581
Date	Oct 11, 2019
Book Page	003084/000581
Instrument	8309

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Winchester Town
Elementary School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,528.00 (-7.67%)	$154,800 (-) Land $39,300 Building $115,500
2023	$4,904.00 (+10.38%)	$154,800 (-) Land $39,300 Building $115,500
2022	$4,443.00	$154,800 Land $39,300 Building $115,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Toofs Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1984–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Toofs Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010
Water Source	Groundwater
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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