16 Timber Ridge Ct, Cicero, IN 46034 Property Records

Hamilton County property record for 16 Timber Ridge Ct, Cicero, IN 46034

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,602 sqft · built 1994
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$624,400 (Nov 2018)
Tax Bill	$6,180 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-06-11-101-017.000-008`

Property Details

APN / Parcel Number

Primary APN	`29-06-11-101-017.000-008`
Alternative APN	`0306110101017000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	6,602 sqft Living Area
Gross Area	8,585 sqft
1st Floor Area	4,502 sqft
2nd Floor Area	2,119 sqft
Basement Area	2,383 sqft
Finished Basement	2,100 sqft
Unfinished Basement	283 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Construction Type	Frame
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,700 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	16 TIMBER RIDGE CT
City	CICERO
State	IN
Zip	46034-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.48, SECTION 11, TOWNSHIP 19, RANGE 4, FOREST BAY ESTATES, SECTION 1, LOT 16, ADDITIONAL LEGAL DESCRIPTION: 1/13 INT CA A
Legal Range	04
Legal Township	19
Legal Section	11
Legal Subdivision	FOREST BAY ESTATES SECTION 1
Legal Block	1
Legal Lot Number	16
Jurisdiction	HAMILTON IN
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3015
Census Tract	110202

Owner

16 Timber Ridge Ct is owned and occupied by an individual who bought it in November 2018.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	16 TIMBER RIDGE CT, CICERO, IN 46034-9743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 16, 2018	Trustee's Deed, Foreclosure · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Deed Document Number	201854023
Prior Transfer Date	Nov 10, 2018
Prior Transfer Doc	0000054023
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	16 TIMBER RIDGE CT, CICERO, IN 46034-9743
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 TIMBER RIDGE CT, CICERO, IN 46034-9743

Mortgage

Document Number	0000045264
Date	Oct 22, 2025
Instrument	2025045264

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	16 TIMBER RIDGE CT, CICERO, IN 46034-9743
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017278
Date	Mar 4, 2021
Instrument	2021017278

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	16 TIMBER RIDGE CT, CICERO, IN 46034-9743
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021017278
Date	Mar 4, 2021
Instrument	2021017278

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 16, 2018
Property Address	16 TIMBER RIDGE CT, CICERO, IN 46034-9743
Document Number	2018054023
Map Reference	MB6 PG68-70
Instrument Date	Nov 10, 2018
Instrument	2018054023
Transaction Type	Foreclosure
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 TIMBER RIDGE CT, CICERO, IN 46034-9743

Mortgage

Document Number	2018054024
Date	Nov 16, 2018
Instrument	2018054024

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Margin	4
Max Rate	13.2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Jackson Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$708,600 (+5.6%) Land $90,500 Building $618,100	$708,600 (+5.6%) Land $90,500 Building $618,100
2024	$6,180.00 (+11.09%)	$671,000 (+6.83%) Land $90,500 Building $580,500	$671,000 (+6.83%) Land $90,500 Building $580,500
2023	$5,563.00 (+2.32%)	$628,100 (+11.4%) Land $90,500 Building $537,600	$628,100 (+11.4%) Land $90,500 Building $537,600
2022	$5,437.00	$563,800 Land $90,500 Building $473,300	$563,800 Land $90,500 Building $473,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Timber Ridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Timber Ridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CICERO WATER DEPARTMENT serves 5,607 people · EPA ID IN5229005
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
On-Ramp Indiana Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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