16 Thomas Rd, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 16 Thomas Rd, Mission Viejo, CA 92694

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,921 sqft · built 2007
Lot Size	0.318 acres (13,884 sqft)
Owner	Trust Name on Record
Last Sale	$2,050,000 (Jun 2012)
Tax Bill	$34,313 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`741-433-19`

Property Details

APN / Parcel Number

Primary APN	`741-433-19`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Building Area	5,921 sqft Living Area

Exterior

Year Built	Built 2007
Lot Area	13,884 sqft (0.318 acres)
Garage Area	844 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	16 THOMAS RD
City	MISSION VIEJO
State	CA
Zip	92694-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 109
Legal Tract	16586
Legal Lot Number	109
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1007
Census Tract	32058

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	16 THOMAS RD, LADERA RANCH, CA 92694-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 22, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2012 · Amount on Record
Deed Sale	Jun 29, 2012 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	0000371681
Last Transfer Date	Mar 27, 2018
Transfer Doc	0000108235
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 THOMAS RD, MISSION VIEJO, CA 92694-1544
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9416 ITALIA WAY, NAPLES, FL 34113-7734

Mortgage

Document Number	0000336346
Date	Dec 4, 2025
Instrument	2025000336346

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 THOMAS RD, MISSION VIEJO, CA 92694-1544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHRONOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355923
Date	Aug 22, 2017
Instrument	2017000355923

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2018
Property Address	16 THOMAS RD, MISSION VIEJO, CA 92694-1544
Document Number	0000108235
Instrument Date	Mar 21, 2018
Instrument	108235
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16 THOMAS RD LADERA RANCH CA 926941544, LADERA RANCH, CA 92694-1544

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$34,313.00 (+3.85%) Homeowner's exemption	$2,574,911 (+4.04%) Land $622,714 Building $1,952,197
2023	$33,042.00 (+0.79%) Homeowner's exemption	$2,474,925 Land $598,533 Building $1,876,392
2022	$32,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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