16 Thelma St, Sumter, SC 29150 Property Records

Sumter County property record for 16 Thelma St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,855 sqft · built 1957
Lot Size	0.341 acres (14,850 sqft)
Owner	Individual Name on File
Last Sale	$63,649 (Oct 2021)
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`204-05-03-022`

Property Details

APN / Parcel Number

Primary APN	`204-05-03-022`
Alternative APN	`25264`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,855 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,850 sqft (0.341 acres)
Lot Dimensions	165 ft deep x 90 ft wide
Porch	Covered/Finished Porch
Patio Area	1,185 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25264
Street Address	16 THELMA ST
City	SUMTER
State	SC
Zip	29150-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 49 Z13-7 90X165 -
Legal Subdivision	PINEFIELD SUBDVISION
Legal Lot Number	49
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3030
Census Tract	901

Owner

16 Thelma St is owned and occupied by an individual who bought it in October 2021.

Source: Sumter County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	16 THELMA ST, SUMTER, SC 29150-2530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Contract Sale, Transfer · Land Contract CAROLYN SHIPMAN
Jul 1, 2021	Contract Sale, Transfer · Land Contract CAROLYN SHIPMAN
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLARENDON
Sep 1, 2017	Grant Deed, Transfer · Line of Credit BANK OF CLARENDON
Sep 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Book / Page	1292 / 5929
Transfer Doc	0012925929
Record Updated	Jun 8, 2026

October 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	SUMTER SC
Recording Date	Oct 20, 2021
Property Address	16 THELMA ST, SUMTER, SC 29150-2530
Document Number	0012925929
Book / Page	1292 / 5929
Map Reference	MB Z13 PG 73
Instrument Date	Oct 7, 2021
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Oct 20, 2021

Lender

Name	CAROLYN SHIPMAN
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount on Record

July 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	SUMTER SC
Recording Date	Jul 1, 2021
Property Address	16 THELMA ST, SUMTER, SC 29150-2530
Document Number	0012925929
Book / Page	1292 / 5929
Map Reference	MB Z13 PG 73
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 1, 2021

Lender

Name	CAROLYN SHIPMAN
Type	Seller

Agreement

Type	Land Contract
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	16 THELMA ST, SUMTER, SC 29150-2530
Document Number	0012753146
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 THELMA ST SUMTER SC 291502530, SUMTER, SC 29150-2530

Mortgage

Document Number	0012753146
Date	Oct 22, 2020
Book Page	001275/003146

Lender

Name	BANK OF CLARENDON
Type	Bank
Address	MANNING, SC 29102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 21, 2035

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 1, 2017
Property Address	16 THELMA ST, SUMTER, SC 29150-2530
Document Number	0127800354
Book / Page	001236 / 003738
Instrument Date	Aug 30, 2017
Instrument	127800354
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 SWIMMING PEN RD SUMTER SC 291537324, SUMTER, SC 29153-7324

Mortgage

Document Number	12363741
Date	Sep 1, 2017
Book Page	001236/003741

Lender

Name	BANK OF CLARENDON
Type	Bank
Address	MANNING, SC 29102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 31, 2022

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 1, 2017
Property Address	16 THELMA ST, SUMTER, SC 29150-2530
Document Number	0012363735
Book / Page	001236 / 003735
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Amount	Amount on Record
Tax	$332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2214 SWIMMING PEN RD SUMTER SC 291537324, SUMTER, SC 29153-7324

Tax Assessment & Valuation

The 2025 property tax bill for 16 Thelma St was $1,003.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,003.00	$5,060 Land $507 Building $4,553	$134,685 Land $13,500 Building $121,185
2023	$980.00 (+0.51%)	$5,190 (-) Land $540 Building $4,650	$134,685 (-) Land $13,500 Building $121,185
2022	$975.00	$5,190 Land $540 Building $4,650	$134,685 Land $13,500 Building $121,185

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Thelma St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2015–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2021 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Thelma St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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