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16 Thames Ave, Bedford, OH 44146 Property Records

Cuyahoga County property record for 16 Thames Ave, Bedford, OH 44146

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,326 sqft · built 1956
Lot Size0.154 acres (6,720 sqft)
OwnerIndividual Name on Record
Last Sale$137,500 (Aug 2022)
Tax Bill$3,741 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Nov 2021 Sale & Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN811-02-065

Property Details

APN / Parcel Number

Primary APN811-02-065

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,326 sqft Living Area
Gross Area2,470 sqft
1st Floor Area884 sqft
2nd Floor Area442 sqft
Basement Area884 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,720 sqft (0.154 acres)
Lot Dimensions112 ft deep x 60 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address16 THAMES AVE
CityBEDFORD
StateOH
Zip44146-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description24 EASTHAVEN &S/L104 SP 160FT NP 0103
Legal SubdivisionEASTHAVEN
Legal Lot Number103
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEDFORD
Census Block Group4
Census Block4000
Census Tract132100

Owner

Source: Cuyahoga County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16 THAMES AVE, BEDFORD, OH 44146-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 16, 2021Quit Claim Deed, Transfer · Line of Credit
MERCURY USIL INVESTMENTS LLC
Mar 15, 2022Warranty Deed, Transfer
TITLECO TITLE AGENCY LIMITED, TITLECO TITLE AGENCY LTD
Nov 16, 2021Intrafamily Transfer, Transfer
TITLECO TITLE AGENCY LIMITED, TITLECO TITLE AGENCY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleNov 16, 2021 · Amount on Record
Deed Document Number2022343
Prior Transfer DateApr 3, 1985
Prior Transfer Doc5199000039
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateAug 19, 2022
Property Address16 THAMES AVE, BEDFORD, OH 44146-2026
Document Number0000000343
Map ReferenceVOL 51 PG 42
Instrument DateAug 16, 2022
Instrument202208190343
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyNORTHSTAR TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 THAMES AVE, BEDFORD, OH 44146-2026

Mortgage

Document Number0000000344
DateAug 19, 2022
Instrument202208190344
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Mortgage

Document Number0000000345
DateAug 19, 2022
Instrument202208190345
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressSTOW, OH 44224
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUYAHOGA OH
Recording DateNov 16, 2021
Property Address16 THAMES AVE, BEDFORD, OH 44146-2026
Document Number0000000853
Map ReferenceVOL 51 PG 42
Instrument DateNov 1, 2021
Instrument202111160853
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyTITLECO TITLE AGENCY LIMITED, TITLECO TITLE AGENCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2423 SW 147TH AVE # 626, 626, MIAMI, FL 33185-4082

Mortgage

Document Number0000000855
DateNov 16, 2021
Instrument202111160855
Lender
NameMERCURY USIL INVESTMENTS LLC
TypeNon-Lending Institution
AddressNEW YORK, NY 10025
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateMar 15, 2022
Property Address16 THAMES AVE, BEDFORD, OH 44146-2026
Document Number0000000790
Map ReferenceVOL 51 PG 42
Instrument DateNov 1, 2021
Instrument202203150790
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyTITLECO TITLE AGENCY LIMITED, TITLECO TITLE AGENCY LTD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37410 FAWW PATH LN, CLEVELAND, OH 44139

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCUYAHOGA OH
Recording DateNov 16, 2021
Property Address16 THAMES AVE, BEDFORD, OH 44146-2026
Document Number0000000852
Map ReferenceVOL 51 PG 42
Instrument DateOct 12, 2021
Instrument202111160852
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyTITLECO TITLE AGENCY LIMITED, TITLECO TITLE AGENCY LTD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 THAMES AVE, BEDFORD, OH 44146-2026

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBedford City
Unified School DistrictBedford City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,741.00 (+9.35%) Homeowner's exemption$48,125 (-0.01%) Land $8,190 Building $39,935$137,500 (-) Land $23,400 Building $114,100
2024$3,421.00 (+31.32%) Homeowner's exemption$48,130 (+68.52%) Land $8,190 Building $39,940$137,500 (+68.5%) Land $23,400 Building $114,100
2023$2,605.00 (+10.52%) Homeowner's exemption$28,560 (-) Land $6,790 Building $21,770
2022$2,357.00$28,560 Land $6,790 Building $21,770
2021$81,600 Land $19,400 Building $62,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims12 (1990–2023)
Claims Outside the SFHA3 of 12
Most Recent ClaimMar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD CITY PWS
serves 13,149 people · EPA ID OH1800003
Water SourcePurchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
PCs for People
Fixed Wireless		100 / 100

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