16 Temple St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 16 Temple St, Adams, MA 01220

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,048 sqft · built 1880
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Sep 2018)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
APN	`41190000002820`

Property Details

APN / Parcel Number

Primary APN	`41190000002820`
Alternative APNs	`ADAM M:1190 B:0000 L:02820` `M:000119 P:000282`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1932
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	41190000002820
Street Address	16 TEMPLE ST
City	ADAMS
State	MA
Zip	01220-2105
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Lot Number	2820
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1020
Census Tract	922300

Owner

16 Temple St, a duplex, is owned by an individual who bought it in September 2018.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 TEMPLE ST, ADAMS, MA 01220-2105
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Sep 21, 2011 · Amount on File
Deed Book / Page	1665 / 782
Transfer Doc	001665-782
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Sep 27, 2018
Property Address	16 TEMPLE ST, ADAMS, MA 01220-2105
Document Number	1665-782
Book / Page	1665 / 782
Instrument	5721
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16650787
Date	Sep 27, 2018
Instrument	01665/0787

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Temple St was $2,577, up 6.2% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,577.00 (+6.22%)	$151,500 (+9.54%) Land $33,100 Building $118,400	$202,966
2024	$2,426.00 (+7.39%)	$138,300 (+13.55%) Land $31,000 Building $107,300
2023	$2,259.00	$121,800 Land $28,600 Building $93,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Temple St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Temple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Temple St

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