16 Susan Ln, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 16 Susan Ln, Albany, NY 12205

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,240 sqft · built 1955
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$249,000 (Sep 2020)
Tax Bill$5,310 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN012689 53.8-6-21

Property Details

APN / Parcel Number

Primary APN012689 53.8-6-21
Alternative APNs
  • 268905300800060210000000
  • 05300800060210000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Patio Area380 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05300800060210000000
Street Address16 SUSAN LN
CityALBANY
StateNY
Zip12205-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLF EST BOUVIEW RR & JS N-75 E-1A S-11-47
Legal Block6
Legal Lot Number21.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2008
Census Tract13709

Owner

16 Susan Ln is owned and occupied by an individual who bought it in September 2020.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address16 SUSAN LN, ALBANY, NY 12205-1912
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
MLB RESIDENTIAL LENDING LLC
Jul 6, 2020Grant Deed, Transfer
PAC ABSTRACT LLC, PAC ABS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2020 · Amount on File
Deed SaleSep 23, 2020 · Amount on File
Prior SaleMay 1, 2000 · Amount on File
Deed Document Number202021241
Prior Transfer DateApr 21, 2000
Prior Transfer Doc2654001025
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateSep 23, 2020
Property Address16 SUSAN LN, ALBANY, NY 12205-1912
Document Number0000001241
Instrument DateAug 25, 2020
InstrumentR2020-21241
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$996.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 WHIP CIR, 3, ALBANY, NY 12205-3916

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 WESTERN #2 # 2, 2, SCHENECTADY, NY 12303

Mortgage

Document Number0000021242
DateSep 23, 2020
InstrumentR2020-21242
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
AddressSPRINGFIELD, NJ 07081
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateJul 6, 2020
Property Address16 SUSAN LN, ALBANY, NY 12205-1912
Document Number0000013357
Instrument DateApr 21, 2020
Instrument13357
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyPAC ABSTRACT LLC, PAC ABS LLC

Transaction

AmountAmount on Record
Tax$670.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 WHIP CIR ALBANY NY 122053916, ALBANY, NY 12205-3916

Tax Assessment & Valuation

The 2026 property tax bill for 16 Susan Ln was $5,310, down 3.6% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,310.00 (-3.65%)
2025$5,511.00$117,000 Land $29,300 Building $87,700$267,700 Land $67,039 Building $200,661
2023$117,000 (-) Land $29,300 Building $87,700$229,400 (+9.31%) Land $57,448 Building $171,952
2022$117,000 Land $29,300 Building $87,700$209,865 Land $52,556 Building $157,309
2021$4,964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Susan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Susan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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