Westerly Town property record for 16 Surrey Dr, Westerly, RI 02891 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,729 sqft · built 1988 |
| Lot Size | 0.463 acres (20,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,000 (Nov 2017) |
| Tax Bill | $3,721 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:019 B:49-I L |
| Primary APN | M:019 B:49-I L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,729 sqft Living Area |
| Gross Area | 3,244 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,160 sqft (0.463 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20170475 |
|---|---|
| Street Address | 16 SURREY DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 49 |
| Legal Lot Number | I |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50901 |
Source: Westerly Town records · APN M:019 B:49-I L
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 SURREY DR, WESTERLY, RI 02891-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Aug 21, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage THE WASHINGTON TRUST CO OF WESTERLY |
| Nov 29, 2017 | Warranty Deed, Transfer · Conventional with PMI SEACOAST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on Record |
| Deed Sale | Nov 29, 2017 · Amount on Record |
| Prior Sale | Sep 29, 2006 · Amount on Record |
| Last Transfer Date | Jul 31, 2025 |
| Transfer Doc | 2025-11599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 16 SURREY DR, WESTERLY, RI 02891-1301 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02021-9938 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 2021/9938 |
| Instrument | 2021-2233 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 21, 2025 |
| Property Address | 16 SURREY DR, WESTERLY, RI 02891-1301 |
| Document Number | 2025-11599 |
| Book / Page | 2025 / 11599 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2025-2754 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0020252755 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 2025-2755 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 29, 2017 |
| Property Address | 16 SURREY DR, WESTERLY, RI 02891-1301 |
| Document Number | 2017-1133 |
| Book / Page | 002017 / 021133 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 5248 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SURREY DR WESTERLY RI 028911301, WESTERLY, RI 02891-1301 |
| Document Number | 2017-1134 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 002017/021134 |
| Instrument | 5249 |
| Name | SEACOAST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,721.00 (-4.25%) | $478,300 (+25.05%) Land $178,300 Building $300,000 |
| 2023 | $3,886.00 (+0.6%) | $382,500 (-) Land $127,400 Building $255,100 |
| 2022 | $3,863.00 | $382,500 Land $127,400 Building $255,100 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Apr 2010, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures