16 Sumner Brown Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 16 Sumner Brown Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,434 sqft · built 2011
Lot Size10 acres (438,039 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Mar 2010)
Tax Bill$13,279 (2026)
Deeds & MortgagesAug 2025 Line of Credit
Apr 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN8940-24

Property Details

APN / Parcel Number

Primary APN8940-24
Alternative APN
  • CUMB M:048 B:0008 L:000

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,434 sqft Living Area
Gross Area10,278 sqft
1st Floor Area2,815 sqft
Basement Area2,666 sqft
Unfinished Basement2,666 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area438,039 sqft (10 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number8940-24
Street Address16 SUMNER BROWN RD
CityCUMBERLAND
StateRI
Zip02864-1215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code30
Legal Block8
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1003
Census Tract11402

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2025Deed of Trust, Mortgage · Line of Credit
BANKNEWPORT
Apr 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANKNEWPORT
Aug 21, 2020Deed of Trust, Mortgage
BANKNEWPORT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2010 · Amount on Record
Deed SaleMar 9, 2010 · Amount on Record
Deed Book / Page1490 / 218
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address16 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002008-46
DateAug 6, 2025
Book Page2008/46
Instrument150517
Lender
NameBANKNEWPORT
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address16 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001929-821
DateApr 28, 2022
Book Page1929/821
Instrument132717
Lender
NameBANKNEWPORT
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address16 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Document Number1852-88
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 SUMNER BROWN RD CUMBERLAND RI 028641215, CUMBERLAND, RI 02864-1215

Mortgage

Document Number1852-88
DateAug 26, 2020
Book Page001852/000088
Instrument116648
Lender
NameBANKNEWPORT
Agreement
AmountAmount Recorded
Term180 Months
DueAug 25, 2035

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,279.00 (-1.93%)$1,326,600 (+20.21%) Land $282,500 Building $1,044,100$1,131,694
2025$13,541.00 (+5.59%)$1,103,600 (-) Land $219,000 Building $884,600
2023$12,824.00 (-4.97%)$1,103,600 (+22.58%) Land $219,000 Building $884,600
2022$13,495.00$900,300 Land $167,100 Building $733,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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