Bergen County and Ridgefield Park Village property record for 16 Summit St, Ridgefield Park, NJ 07660
| Property Type | Single Family Home |
|---|---|
| Details | 1,480 sqft · built 1920 |
| Lot Size | 0.133 acres (5,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $316,000 (Aug 2008) |
| Tax Bill | $11,647 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-00046-0000-00032 |
| Primary APN | 50-00046-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,480 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 5,807 sqft (0.133 acres) |
| Street Address | 16 SUMMIT ST |
|---|---|
| City | RIDGEFIELD PARK |
| State | NJ |
| Zip | 07660-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 5808SF |
| Legal Subdivision | RIDGEFIELD PARK VILLAGE |
| Legal Block | 46 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD PARK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 46200 |
Source: Bergen County and Ridgefield Park Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2008 · Amount on Record |
| Deed Sale | Aug 15, 2008 · Amount on Record |
| Prior Sale | Jul 20, 1998 · Amount on Record |
| Deed Document Number | 200876893 |
| Deed Book / Page | 9593 / 189 |
| Prior Transfer Date | Jun 23, 1998 |
| Prior Transfer Doc | 0000109487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0049560691 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 4956/691 |
| Instrument | 2023020265 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 16 SUMMIT ST, RIDGEFIELD PARK, NJ 07660-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045440635 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 4544/635 |
| Instrument | 2022008336 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Bergen County and Ridgefield Park Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Park Village |
| Unified School District | Ridgefield Park Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,500 (-) Land $228,500 Building $152,000 | $380,500 (-) Land $228,500 Building $152,000 | |
| 2025 | $11,647.00 (+5.66%) | $380,500 (+4.13%) Land $228,500 Building $152,000 | $380,500 (+4.13%) Land $228,500 Building $152,000 |
| 2024 | $11,023.00 (+9.2%) | ||
| 2023 | $365,400 Land $216,000 Building $149,400 | $365,400 Land $216,000 Building $149,400 | |
| 2022 | $10,094.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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