Middlesex County and Lowell City property record for 16 Summit St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,654 sqft · built 1940 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $355,000 (Jun 2007) |
| Tax Bill | $5,583 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R03870 |
| Primary APN | R03870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,878 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | R03870 |
|---|---|
| Street Address | 16 SUMMIT ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 5580 |
| Legal Lot Number | 16 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 312502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belvidere Hill Historic District listed 1995 · 115 contributing resources · NRIS 95000656 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Nov 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Nov 5, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance HANSCOM FCU |
| Aug 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Jul 14, 2020 | Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 4, 2007 · Amount on Record |
| Deed Sale | Jun 4, 2007 · Amount on Record |
| Prior Sale | Sep 18, 1998 · Amount on Record |
| Last Transfer Date | Nov 21, 2022 |
| Transfer Doc | 037532-121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 036477-104 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 36477/104 |
| Instrument | 64953 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 25, 2022 |
| Property Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Document Number | 037532-121 |
| Book / Page | 37532 / 121 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 48014 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00036619-1 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 36619/1 |
| Instrument | 72154 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 5, 2021 |
| Property Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Document Number | 36477-101 |
| Book / Page | 36477 / 101 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 64952 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Document Number | 36477-104 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 36477/104 |
| Instrument | 64953 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33276-48 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 33276/48 |
| Instrument | 35478 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 16 SUMMIT ST, LOWELL, MA 01852-2808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34353-267 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 34353/267 |
| Instrument | 31442 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,583.00 (+3.06%) | $486,300 (+6.93%) Land $208,000 Building $278,300 | $601,065 (+4.27%) |
| 2024 | $5,417.00 (+3.06%) | $454,800 (+7.47%) Land $202,900 Building $251,900 | $576,460 |
| 2023 | $5,256.00 | $423,200 Land $176,400 Building $246,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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