16 Summit Rd, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 16 Summit Rd, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1960
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Sep 2004)
Tax Bill	$9,529 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04015-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-04015-0000-00016`
Alternative APN	`1800050000000021`

Interior

Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1800050000000021
Street Address	16 SUMMIT RD
City	SPARTA
State	NJ
Zip	07871-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE MOHAWK SEC 16
Legal Block	4015
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3006
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SUMMIT RD, SPARTA, NJ 07871-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMELAND LENDING LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI MLB RESID'L LNDG
Feb 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2004 · Amount on Record
Deed Sale	Sep 10, 2004 · Amount on Record
Prior Sale	Oct 31, 1995 · Amount on Record
Deed Document Number	200438099
Deed Book / Page	2854 / 309
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	16 SUMMIT RD, SPARTA, NJ 07871-1411
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100740274
Date	Dec 9, 2021
Book Page	10074/274
Instrument	20211209010382620

Lender

Name	HOMELAND LENDING LLC
Type	Non-Lending Institution
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	16 SUMMIT RD, SPARTA, NJ 07871-1411
Document Number	0097990974
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SUMMIT RD SPARTA NJ 078711411, SPARTA, NJ 07871-1411

Mortgage

Document Number	0097990974
Date	Apr 20, 2020
Book Page	009799/000974
Instrument	71050

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	16 SUMMIT RD, SPARTA, NJ 07871-1411
Document Number	0096820047
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	INDEED ABSTRACT, INDEED ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 SUMMIT RD SPARTA NJ 078711411, SPARTA, NJ 07871-1411

Mortgage

Document Number	0096820047
Date	Mar 5, 2019
Book Page	009682/000047
Instrument	37580

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2034

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,800 (-) Land $131,000 Building $128,800	$259,800 (-) Land $131,000 Building $128,800
2025	$9,529.00 (+2.2%)	$259,800 (-) Land $131,000 Building $128,800	$259,800 (-) Land $131,000 Building $128,800
2024	$9,324.00 (+5.5%)
2023		$259,800 Land $131,000 Building $128,800	$259,800 Land $131,000 Building $128,800
2022	$8,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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