16 Summit Dr, Arden, NC 28704 Property Records

Buncombe County property record for 16 Summit Dr, Arden, NC 28704 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1966
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9654-85-6635-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-85-6635-00000`
Alternative APN	`965412855559000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,100 sqft
Basement Area	2,488 sqft
Unfinished Basement	2,488 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	965412855559000
Street Address	16 SUMMIT DR
City	ARDEN
State	NC
Zip	28704-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED DATE: 03/05/1969 DEED: 0996-0231 SUBDIV: MOUNTAIN VIEW BLOCK: G LOT: 24 SECTION: 2 PLAT: 0032-0144
Legal Subdivision	MOUNTAIN VIEW
Legal Block	G
Legal Lot Number	24
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2005
Census Tract	2205

Owner

Source: Buncombe County records · APN 9654-85-6635-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	16 SUMMIT DR, ARDEN, NC 28704-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 1969
Deed Sale	Mar 05, 1969
Deed Document Number	0000996231
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	16 SUMMIT DR, ARDEN, NC 28704-3016
Document Number	0058560376
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 04, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SUMMIT DR ARDEN NC 287043016, ARDEN, NC 28704-3016

Mortgage

Document Number	0058560376
Date	Jan 21, 2020
Book Page	005856/000376

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00 (+8.11%)	$209,100 (-)
2023	$1,246.00	$209,100	$209,100 (-) Land $40,900 Building $168,200
2021			$209,100 Land $40,900 Building $168,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210022052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.