Strafford County and Dover City property record for 16 Summer St, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,184 sqft · built 1812 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Mar 2020) |
| Tax Bill | $14,679 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:12023 B:L |
| Primary APN | DOVR M:12023 B:L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,184 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Attic | Attic |
| Attic Area | 760 sqft |
| Basement Area | 1,345 sqft |
| Unfinished Basement | 1,345 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1812 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Lot Area | 6,970 sqft (0.16 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 16 SUMMER ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 81300 |
Source: Strafford County and Dover City records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 SUMMER ST, DOVER, NH 03820-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Mar 13, 2020 | Warranty Deed, Transfer · Conventional with PMI ENVOY MTG LP |
| Aug 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | Aug 23, 2017 · Amount on Record |
| Deed Document Number | 2020200003735 |
| Deed Book / Page | 4741 / 128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 16 SUMMER ST, DOVER, NH 03820-4015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004927-360 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 4927/360 |
| Instrument | 210013712 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 16 SUMMER ST, DOVER, NH 03820-4015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005056-984 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 5056/984 |
| Instrument | 220012359 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Recording Date | Mar 13, 2020 |
| Property Address | 16 SUMMER ST, DOVER, NH 03820-4015 |
| Document Number | 0047410128 |
| Book / Page | 004741 / 000128 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 3735 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 FRANKLIN ST ROLLINSFORD NH 03869, ROLLINSFORD, NH 03869 |
| Document Number | 47410130 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 004741/000130 |
| Instrument | 3736 |
| Name | ENVOY MTG LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 16 SUMMER ST, DOVER, NH 03820-4015 |
| Document Number | 0045040479 |
| Book / Page | 004504 / 000479 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 SUMMER ST DOVER NH 038204015, DOVER, NH 03820-4015 |
| Document Number | 0045040479 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 004504/000479 |
| Instrument | 12085 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2047 |
Source: Strafford County and Dover City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,679.00 (+8.31%) | $745,900 (-) Land $169,900 Building $576,000 | |
| 2024 | $13,553.00 (+6.02%) | $745,900 (+9.11%) Land $169,900 Building $576,000 | $664,905 |
| 2023 | $12,783.00 (+4.34%) | $683,600 (+10.7%) Land $173,900 Building $509,700 | |
| 2022 | $12,251.00 | $617,500 Land $158,100 Building $459,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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