16 Summer Ln, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 16 Summer Ln, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,490 sqft · built 2022
Lot Size	8.87 acres (386,377 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (May 2023)
Tax Bill	$6,843 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01340C000000`

Property Details

APN / Parcel Number

Primary APN	`01340C000000`
Alternative APNs	`GRAY M:049 B:013 L:040-003` `574`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,490 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	386,377 sqft (8.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	574
Street Address	16 SUMMER LN
City	GRAY
State	ME
Zip	04039-7769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	13
Legal Lot Number	40-3
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2000
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2730 LEDGE DR, RANSOM TOWNSHIP, PA 18411-9645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · FHA Mortgage NORCOM MORTGAGE
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
May 25, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC REGIONAL FCU
Sep 28, 2022	Quit Claim Deed, Subdivision Related Transfer · Stand-Alone Refinance GORHAM SAVINGS BANK
Jul 19, 2022	Other, Transfer · Stand-Alone First Mortgage GORHAM SAVINGS BANK
Mar 25, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Sep 28, 2022 · Amount on Record
Deed Book / Page	40147 / 269
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	16 SUMMER LN, GRAY, ME 04039-7769
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397650088
Date	Oct 7, 2022
Book Page	39765/88
Instrument	50855

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	16 SUMMER LN, GRAY, ME 04039-7769
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397460189
Date	Sep 29, 2022
Book Page	39746/189
Instrument	49661

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	May 25, 2023
Property Address	16 SUMMER LN, GRAY, ME 04039-7769
Document Number	0401470269
Book / Page	40147 / 269
Instrument Date	May 23, 2023
Instrument	16396
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016397
Date	May 25, 2023
Instrument	16397

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Sep 28, 2022
Property Address	16 SUMMER LN, GRAY, ME 04039-7769
Document Number	0397460055
Book / Page	39746 / 55
Instrument Date	Sep 22, 2022
Instrument	49644
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 HANSEL DR, N WATERBORO, ME 04061-4153

Mortgage

Document Number	0000049661
Date	Sep 28, 2022
Instrument	49661

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2022: Other, Transfer

Document Type	Other
Jurisdiction	GRAY ME
Recording Date	Jul 19, 2022
Property Address	16 SUMMER LN, GRAY, ME 04039-7769
Document Number	0395820012
Book / Page	39582 / 12
Instrument Date	Jul 14, 2022
Instrument	36479
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LIMERICK RD, ARUNDEL, ME 04046-8128

Mortgage

Document Number	0000036486
Date	Jul 19, 2022
Instrument	36486

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Mar 25, 2022
Property Address	16 SUMMER LN, GRAY, ME 04039-7769
Document Number	0392870179
Book / Page	39287 / 179
Instrument Date	Mar 15, 2022
Instrument	16213
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 LIMERICK RD, ARUNDEL, ME 04046-8128

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,843.00 (-0.2%)	$706,900 (-) Land $162,200 Building $544,700
2024	$6,857.00 (+17.41%)	$706,900 (+83.75%) Land $162,200 Building $544,700
2023	$5,840.00 (+585.45%)	$384,700 (+529.62%) Land $76,100 Building $308,600
2022	$852.00	$61,100 Land $61,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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