16 Sullivan Rd, Westminster, MD 21157 Property Records

Carroll County property record for 16 Sullivan Rd, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1 ba · 750 sqft · built 1984
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2019)
Tax Bill	$2,242 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-082533`

Property Details

APN / Parcel Number

Primary APN	`07-082533`
Alternative APNs	`7082533` `082533`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	750 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	082533
Street Address	16 SULLIVAN RD
City	WESTMINSTER
State	MD
Zip	21157-4631
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-100
Legal Description	LT 1 - 0.180 AC 16 SULLIVAN RD 35-158 KEYSTONE MANOR
Legal Subdivision	PLAT OF KEYSTONE MANOR
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2007
Census Tract	507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 SULLIVAN RD, WESTMINSTER, MD 21157-4631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 29, 2019	Deed, Transfer MARYLAND DEPT OF HOUSING & COMMUNIT
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Nov 17, 1992 · Amount on Record
Deed Book / Page	9357 / 383
Transfer Doc	0031740267
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	16 SULLIVAN RD, WESTMINSTER, MD 21157-4631
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SULLIVAN RD, WESTMINSTER, MD 21157-4631

Mortgage

Document Number	0106400339
Date	Jan 18, 2022
Book Page	10640/339

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 29, 2019
Property Address	16 SULLIVAN RD, WESTMINSTER, MD 21157-4631
Document Number	0093570383
Book / Page	9357 / 0383
Map Reference	MB 35 FO 158
Instrument Date	Jul 3, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	16 SULLIVAN RD, WESTMINSTER, MD 21157-4631

Mortgage

Document Number	0009357408
Date	Jul 29, 2019
Instrument	9357/408

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNIT
Type	Government Agency

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0093570389
Date	Jul 29, 2019
Book Page	9357/0389

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	16 SULLIVAN RD, WESTMINSTER, MD 21157-4631
Document Number	0091530225
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SULLIVAN RD WESTMINSTER MD 211574631, WESTMINSTER, MD 21157-4631

Mortgage

Document Number	0091530225
Date	Oct 30, 2018
Book Page	009153/000225

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,242.00 (+5.46%)	$200,200 (+5.44%) Land $90,000 Building $110,200	$200,200 (-) Land $90,000 Building $110,200
2025	$2,126.00 (+11.25%)	$189,867 (+12.21%)	$200,200 (+18.32%) Land $90,000 Building $110,200
2023	$1,911.00	$169,200 Land $90,000 Building $79,200	$169,200 Land $90,000 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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