16 Suffolk Down, Shoreham, NY 11786 Property Records

Suffolk County and Brookhaven Town property record for 16 Suffolk Down, Shoreham, NY 11786 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1947
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Aug 2025)
Tax Bill	$11,514 (2024)
Deeds & Mortgages	Aug 2025 Refinance Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-057.00-04.00-017.000`

Property Details

APN / Parcel Number

Primary APN	`0200-057.00-04.00-017.000`
Alternative APNs	`472289 057.00-04-017.000` `228905700000040170000000` `00001915460` `0001915460` `1915460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1915460
Street Address	16 SUFFOLK DOWN
City	SHOREHAM
State	NY
Zip	11786-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREHAM BEACH 1525 SEC 1 129
Legal Subdivision	SHOREHAM BEACH
Legal Block	7000
Legal Lot Number	400
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2024
Census Tract	158402

Owner

Source: Suffolk County and Brookhaven Town records · APN 0200-057.00-04.00-017.000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4860 RUGBY AVE, 1313, BETHESDA, MD 20814-3019
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Aug 29, 2025	Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Oct 13, 2017	Grant Deed, Transfer · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Jun 12, 2002 · Amount on Record
Deed Book / Page	13307 / 315
Prior Transfer Date	May 01, 1995
Prior Transfer Doc	1172000126
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	16 SUFFOLK DOWN, SHOREHAM, NY 11786-1448
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236790638
Date	Aug 29, 2025
Book Page	23679/638

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 29, 2025
Property Address	16 SUFFOLK DOWN, SHOREHAM, NY 11786-1448
Document Number	0133070315
Book / Page	13307 / 315
Instrument Date	Jul 23, 2025
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 RUGBY AVE # 1313, 1313, BETHESDA, MD 20814-3019

Mortgage

Document Number	0023679636
Date	Aug 29, 2025
Instrument	23679/636

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 13, 2017
Property Address	16 SUFFOLK DOWN, SHOREHAM, NY 11786-1448
Document Number	0129330574
Book / Page	012933 / 000574
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	EQUITY SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 SUFFOLK DOWN SHOREHAM NY 117861448, SHOREHAM, NY 11786-1448

Mortgage

Document Number	228640014
Date	Oct 13, 2017
Book Page	022864/000014

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2037

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,840 (-) Land $400 Building $2,440	$591,666 (+12.5%) Land $75,472 Building $460,377
2024	$11,514.00	$2,840 (-) Land $400 Building $2,440	$525,926 (+9,898.59%) Land $74,074 Building $451,852
2023		$2,840 Land $400 Building $2,440	$5,260 Land $741 Building $4,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031584022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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