16 Stern Pl, Placida, FL 33946 Property Records

Charlotte County property record for 16 Stern Pl, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 2007
Lot Size	0.405 acres (17,672 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Mar 2023)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-21-30-380-021`

Property Details

APN / Parcel Number

Primary APN	`41-21-30-380-021`
Alternative APNs	`0096874-045500-0` `10004685887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,226 sqft

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	17,672 sqft (0.405 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Porch
Porch Area	196 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004685887
Old Parcel Number	00968740455000
Street Address	16 STERN PL
City	PLACIDA
State	FL
Zip	33946-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	RSD 001 0009 0070 ROTONDA SANDS UN1 BLK9 LT 70 1090/730 2808/193 2938/557 3150/443 CT3489/994 3522/1989 4433/3
Legal Range	21E
Legal Township	41S
Legal Section	30
Legal Subdivision	ROTONDA SANDS
Legal Block	9
Legal Lot Number	70
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1010
Census Tract	30504

Owner

Source: Charlotte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16 STERN PL, PLACIDA, FL 33946-7001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENWOOD CU
Feb 17, 2021	Quit Claim Deed, Transfer Quitclaim
May 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	3229427
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	16 STERN PL, PLACIDA, FL 33946-7001
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 STERN PL, PLACIDA, FL 33946-7001

Mortgage

Document Number	0050520702
Date	Sep 23, 2022
Book Page	5052/702
Instrument	3153952

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2052

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 6, 2023
Property Address	16 STERN PL, PLACIDA, FL 33946-7001
Document Number	0003229427
Map Reference	MB 11 PG 4A-4Z2
Instrument Date	Mar 3, 2023
Instrument	3229427
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8500 DEVIN DR, DAVISON, MI 48423-2144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 CHERYL LN, COVENTRY, RI 02816-8051

Mortgage

Document Number	0003229428
Date	Mar 6, 2023
Instrument	3229428

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 17, 2021
Property Address	16 STERN PL, PLACIDA, FL 33946-7001
Document Number	0047110095
Book / Page	4711 / 95
Map Reference	MB 11 PG 4A-4Z2
Instrument Date	Feb 12, 2021
Instrument	2905508
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Tax	$63.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7400 JEAN DR, WEST CHESTER, OH 45069-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 STERN PL, PLACIDA, FL 33946-7001

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 1, 2019
Property Address	16 STERN PL, PLACIDA, FL 33946-7001
Document Number	0044330332
Book / Page	4433 / 0332
Map Reference	MB 11 PG 4A
Instrument Date	Apr 30, 2019
Instrument	2705531
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15244 CHINOOK WAY, 15244, PORT CHARLOTTE, FL 33981-3370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 STERN PL, PLACIDA, FL 33946-7001

Mortgage

Document Number	0002705532
Date	May 1, 2019
Instrument	2705532

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,834.00 (+12.5%) Homeowner's exemption	$356,440 (+57.82%)	$352,618 (+19.68%) Land $43,000 Building $309,618
2023	$4,297.00 (+3.89%) Homeowner's exemption	$225,858 (+3%)	$294,646 (+12.87%) Land $48,000 Building $246,646
2022	$4,136.00 Homeowner's exemption	$219,280	$261,058 Land $31,875 Building $229,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: ALTIUS Communications.

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