16 Stephanie Ln, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 16 Stephanie Ln, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,934 sqft · built 1950
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2005)
Tax Bill	$12,828 (2024)
Deeds & Mortgages	Mar 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 16.20-1-17`

Property Details

APN / Parcel Number

Primary APN	`372689 16.20-1-17`
Alternative APNs	`268901602000010170000000` `067200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,596 sqft
Upper Floors Area	338 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	110,207 sqft (2.53 acres)
Lot Width	280 ft Width
View / Lot	Waterfront
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	067200
Street Address	16 STEPHANIE LN
City	COLD SPRING
State	NY
Zip	10516-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	17.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3024
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 STEPHANIE LN, COLD SPRING, NY 10516-3801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2005 · Amount on Record
Deed Sale	Sep 8, 2005 · Amount on Record
Deed Book / Page	1718 / 96
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	16 STEPHANIE LN, COLD SPRING, NY 10516-3801
Transaction Type	Mortgage
Record Updated	Mar 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 STEPHANIE LN, COLD SPRING, NY 10516-3801

Mortgage

Document Number	0077570127
Date	Mar 2, 2023
Book Page	7757/127
Instrument	1317-2023

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 25, 2043

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,300 (+33.46%) Land $74,200 Building $165,100	$780,241 (+53.26%)
2024	$12,828.00
2023		$179,300 (-) Land $74,200 Building $105,100	$509,086 (+11.73%) Land $210,676 Building $298,410
2022		$179,300 Land $74,200 Building $105,100	$455,654 Land $188,564 Building $267,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20