Chenango County and Oxford Town property record for 16 State St, Oxford, NY 13830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,413 sqft · built 1820 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Sep 2016) |
| Tax Bill | $3,805 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084601 182.12-2-22 |
| Primary APN | 084601 182.12-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Upper Floors Area | 338 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 442 ft deep x 0.7 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 254 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 1410262 |
|---|---|
| Street Address | 16 STATE ST |
| City | OXFORD |
| State | NY |
| Zip | 13830-3438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | L/E |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | OXFORD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970700 |
Source: Chenango County and Oxford Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 STATE ST, OXFORD, NY 13830-3438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2016 · Amount on Record |
| Deed Sale | Sep 7, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 1414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 16 STATE ST, OXFORD, NY 13830-3438 |
| Document Number | 00000M2513 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Address | 20 S WASHINGTON AVE #B OXFORD NY 138303269, B, OXFORD, NY 13830-3269 |
| Document Number | 00000M2513 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | M2513 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2048 |
Source: Chenango County and Oxford Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| County Subdivision | Oxford Town |
| Municipality | Oxford Village |
| Unified School District | Oxford Academy and Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,805.00 (+2.59%) | ||
| 2025 | $3,709.00 | $39,700 (-) Land $6,900 Building $32,800 | $107,297 (+20.76%) Land $18,649 Building $88,648 |
| 2023 | $39,700 Land $6,900 Building $32,800 | $88,854 Land $15,443 Building $73,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (1979–2011) |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXFORD VILLAGE serves 1,738 people · EPA ID NY0801746 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
5G (outdoors only) and 4G LTE
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