16 State St, #A1, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 16 State St, #A1, Marblehead, MA 01945

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 784 sqft · built 1800
OwnerCompany Name on File
Tax Bill$4,063 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0149 B:0064 L:A1

Property Details

APN / Parcel Number

Primary APNMARB M:0149 B:0064 L:A1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Units3 Units
Stories3 Stories
Building Area784 sqft Living Area

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address16 STATE ST, A1
CityMARBLEHEAD
StateMA
Zip01945-5512
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHIST
Legal Block64
Legal Lot NumberA1
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1017
Census Tract203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0149 B:0064 L:A1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16 STATE ST, A1, MARBLEHEAD, MA 01945-5512
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
MARBLEHEAD SAVINGS BANK
Mar 08, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2016
Deed SaleNov 02, 2016
Prior SaleOct 31, 2016
Deed Document Number2016438
Deed Book / Page35413 / 34
Transfer Doc35413-34
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16 STATE ST # A1, A1, MARBLEHEAD, MA 01945-5512
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043087-409
DateNov 24, 2025
Book Page43087/409
Instrument20251124000840
Lender
NameMARBLEHEAD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 01, 2045
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16 STATE ST # A1, A1, MARBLEHEAD, MA 01945-5512
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39621-100
DateMar 08, 2021
Book Page39621/100
Instrument20210308003820
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,063.00 (+2.89%)$448,900 (+1.86%) Building $448,900$477,565
2024$3,949.00 (-6.09%)$440,700 (+4.8%) Building $440,700
2023$4,205.00$420,500 Building $420,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 949 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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