16 Stanwood Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 16 Stanwood Ave, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,127 sqft · built 1965
Lot Size	0.246 acres (10,710 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2005)
Tax Bill	$5,328 (2026)
Deeds & Mortgages	May 2022 Refinance Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0230 B:0111 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0230 B:0111 L:0000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,127 sqft Living Area
Gross Area	2,829 sqft
1st Floor Area	1,127 sqft
Basement Area	1,061 sqft
Unfinished Basement	1,061 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,710 sqft (0.246 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	16 STANWOOD AVE
City	GLOUCESTER
State	MA
Zip	01930-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	LAND 16 STANWOOD AVE GLOUCE
Legal Block	111
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1008
Census Tract	221902

Owner

16 Stanwood Ave is owned and occupied by two individuals who bought it in May 2005.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 STANWOOD AVE, GLOUCESTER, MA 01930-2424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Dec 20, 2017	Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2005 · Amount on File
Deed Sale	May 16, 2005 · Amount on File
Prior Sale	Mar 30, 2001 · Amount on File
Deed Book / Page	24296 / 372
Transfer Doc	1078000051
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 STANWOOD AVE, GLOUCESTER, MA 01930-2424
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040964-287
Date	May 27, 2022
Book Page	40964/287
Instrument	20220527003310

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 STANWOOD AVE, GLOUCESTER, MA 01930-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36419-414
Date	Dec 20, 2017
Book Page	36419/414
Instrument	171220000320

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Margin	3

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	16 STANWOOD AVE, GLOUCESTER, MA 01930-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37366-578
Date	Mar 6, 2019
Book Page	37366/578
Instrument	20190306002640

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 16 Stanwood Ave was $5,328, down 0.7% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,328.00 (-0.75%)	$572,300 (+3.62%) Land $201,500 Building $370,800	$651,868
2025	$5,368.00 (-2.58%)	$552,300 (-2.47%) Land $186,600 Building $365,700
2024	$5,510.00 (+6.02%)	$566,300 (+15.41%) Land $177,700 Building $388,600	$703,000
2023	$5,197.00	$490,700 Land $158,700 Building $332,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Stanwood Ave in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 units insured incl. 3 condo units
Nearby Flood Claims	42 (1978–2022)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Stanwood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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