16 Sprucepine Ct, Clayton, NC 27520 Property Records

Johnston County property record for 16 Sprucepine Ct, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,039 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,000 (Nov 2017)
Tax Bill	$3,162 (2026)
Deeds & Mortgages	Sep 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05F01027D`

Property Details

APN / Parcel Number

Primary APN	`05F01027D`
Alternative APN	`2000205212`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,039 sqft Living Area
Gross Area	3,866 sqft
1st Floor Area	1,575 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000205212
Street Address	16 SPRUCEPINE CT
City	CLAYTON
State	NC
Zip	27520-8658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 14 PINES AT WINSTON POINTE PH 2C 84/203
Legal Subdivision	THE PINES AT WINSTON POINTE
Legal Phase	2C
Legal Lot Number	14
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	41110

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SPRUCEPINE CT, CLAYTON, NC 27520-8658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 9, 2017	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Prior Sale	May 23, 2017 · Amount on Record
Deed Document Number	2017550926
Deed Book / Page	5056 / 549
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	16 SPRUCEPINE CT, CLAYTON, NC 27520-8658
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRUCEPINE CT, CLAYTON, NC 27520-8658

Mortgage

Document Number	0000826920
Date	Sep 14, 2022
Book Page	6340/692
Instrument	2022826920

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	16 SPRUCEPINE CT, CLAYTON, NC 27520-8658
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRUCEPINE CT, CLAYTON, NC 27520-8658

Mortgage

Document Number	0000747465
Date	May 4, 2021
Book Page	5921/718
Instrument	2021747465

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 9, 2017
Property Address	16 SPRUCEPINE CT, CLAYTON, NC 27520-8658
Document Number	0000550926
Book / Page	5056 / 0549
Map Reference	MB 84 PG 202-203
Instrument Date	Sep 26, 2017
Instrument	2017550926
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 EXECUTIVE PL STE 400, 639, FAYETTEVILLE, NC 28305-5489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRUCEPINE CT, CLAYTON, NC 27520-8658

Mortgage

Document Number	0000550927
Date	Nov 9, 2017
Instrument	2017550927

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,162.00 (+26.23%)	$505,990 (+69.64%) Land $80,000 Building $425,990	$505,990 (+69.64%) Land $80,000 Building $425,990
2023	$2,505.00	$298,270 Land $45,000 Building $253,270	$298,270 Land $45,000 Building $253,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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