16 Spruce St, Jackman, ME 04945 Property Records

Somerset County and Jackman Town property record for 16 Spruce St, Jackman, ME 04945

Property Summary

Property Type	Single Family Home
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2020 Refinance + 2 more
APN	`JKMN M:011 L:041`

Property Details

APN / Parcel Number

Primary APN	`JKMN M:011 L:041`
Alternative APN	`312`

Exterior

Architectural Style	Multi-Family
Lot Area	69,696 sqft (1.6 acres)

Location & Zoning

Account Number	312
Street Address	16 SPRUCE ST
City	JACKMAN
State	ME
Zip	04945-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	41
Jurisdiction	JACKMAN ME
Township / Civil Division	JACKMAN
Census Block Group	1
Census Block	1069
Census Tract	965301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County and Jackman Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 SPRUCE ST, JACKMAN, ME 04945-5311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit SKOWHEGAN SAVINGS BANK
Jul 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SKOWHEGAN SAVINGS BANK
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SKOWHEGAN SAVINGS BANK
Apr 27, 2017	Loan Modification, Mortgage SKOWHEGAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKMAN ME
Property Address	16 SPRUCE ST, JACKMAN, ME 04945-5311
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063230241
Date	Sep 5, 2025
Book Page	6323/241
Instrument	9959

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKMAN ME
Property Address	16 SPRUCE ST, JACKMAN, ME 04945-5311
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055680315
Date	Jul 10, 2020
Book Page	5568/315
Instrument	7925

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKMAN ME
Property Address	16 SPRUCE ST, JACKMAN, ME 04945-5311
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053810349
Date	Feb 19, 2019
Book Page	5381/349
Instrument	1712

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKMAN ME
Property Address	16 SPRUCE ST, JACKMAN, ME 04945-5311
Document Number	0051550142
Book / Page	005155 / 000142
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051550142
Date	May 12, 2017
Book Page	005155/000142
Instrument	5186

Lender

Name	SKOWHEGAN SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 11, 2022

Tax Assessment & Valuation

Source: Somerset County and Jackman Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Jackman Town
Unified School District	School Administrative District 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,027.00 (-8.19%)	$267,900 (+83.62%) Land $82,800 Building $185,100
2024	$3,297.00 (+2.93%)	$145,900 (-) Land $29,200 Building $116,700
2023	$3,203.00 (+13.5%)	$145,900 (-) Land $29,200 Building $116,700
2022	$2,822.00	$145,900 Land $29,200 Building $116,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKMAN UTILITY DISTRICT serves 1,125 people · EPA ID ME0090730
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premium Choice Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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