16 Spruce Ct, Bedminster, NJ 07921 Property Records

Somerset County and Bedminster Township property record for 16 Spruce Ct, Bedminster, NJ 07921 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 1986
Lot Size	0.012 acres (540 sqft)
Owner	Individual Name on File
Last Sale	$285,976 (Aug 2026)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00059-05-12916-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`01-00059-05-12916-0000-CONDO`
Alternative APNs	`010005905029160000CONDO` `0100059000512916 CONDO`

Interior

Building Area	832 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	540 sqft (0.012 acres)

Location & Zoning

Old Parcel Number	010005905029160000CONDO
Street Address	16 SPRUCE CT
City	BEDMINSTER
State	NJ
Zip	07921-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: PINEVALE MODEL C
Legal Subdivision	PINEVALE NBRHD CONDO BLDG 129
Legal Block	59.5
Legal Lot Number	12916
Jurisdiction	SOMERSET NJ
Township / Civil Division	BEDMINSTER
Census Block Group	2
Census Block	2006
Census Tract	52906

Owner

Source: Somerset County and Bedminster Township records · APN 01-00059-05-12916-0000-CONDO

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 SPRUCE CT, BEDMINSTER, NJ 07921-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 03, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2019	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	202622563
Deed Book / Page	7696 / 3055
Prior Transfer Date	Jul 22, 2026
Prior Transfer Doc	0000022563
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 10, 2026
Property Address	16 SPRUCE CT, BEDMINSTER, NJ 07921-1629
Document Number	0000022563
Book / Page	7696 / 3055
Instrument Date	Jul 22, 2026
Instrument	202622563
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,883.98
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRUCE CT, BEDMINSTER, NJ 07921-1629

Mortgage

Document Number	0000022564,
Date	Aug 10, 2026
Book Page	7696/3062
Instrument	202622564

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	16 SPRUCE CT, BEDMINSTER, NJ 07921-1629
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRUCE CT, BEDMINSTER, NJ 07921-1629

Mortgage

Document Number	0000005506
Date	Mar 03, 2023
Book Page	7495/1717
Instrument	2023005506

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 26, 2019
Property Address	16 SPRUCE CT, BEDMINSTER, NJ 07921-1629
Document Number	0000031528
Book / Page	7145 / 3657
Map Reference	MB 1581 PG 362
Instrument Date	Aug 26, 2019
Instrument	2019031528
Transaction Type	Transfer
Record Updated	Nov 05, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 SPRUCE CT, 16, BEDMINSTER, NJ 07921-1629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRUCE CT, BEDMINSTER, NJ 07921-1629

Mortgage

Document Number	0000031529
Date	Aug 26, 2019
Instrument	2019031529

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Somerset County and Bedminster Township records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bedminster Township
Unified School District	Bedminster Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,500 (+7.2%) Land $155,500 Building $190,000	$345,500 (+7.2%) Land $155,500 Building $190,000
2025	$3,880.00 (+1.52%)	$322,300 (+15.56%) Land $144,000 Building $178,300	$322,300 (+15.56%) Land $144,000 Building $178,300
2024	$3,822.00 (+4.31%)
2023		$278,900 Land $122,300 Building $156,600	$278,900 Land $122,300 Building $156,600
2022	$3,664.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350529062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Optimum Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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