16 Spring St, Candler, NC 28715 Property Records

Buncombe County property record for 16 Spring St, Candler, NC 28715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 2023
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2025)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`695476-2020-202`

Property Details

APN / Parcel Number

Primary APN	`695476-2020-202`
Alternative APNs	`8697-23-2033-00000` `008249858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Porch	Open Porch
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	695476-2020-202
Street Address	16 SPRING ST
City	CANDLER
State	NC
Zip	28715-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: INDIAN TRAILS PH1 BLOCK: LOT: 11 SECTION: PLAT: 0130-0010
Legal Subdivision	INDIAN TRAILS PH1
Legal Block	2
Legal Lot Number	11
Jurisdiction	BUNCOMBE NC
Township / Civil Division	UPPER HOMINY
Census Block Group	2
Census Block	2003
Census Tract	2503

Owner

Source: Buncombe County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 SPRING ST, CANDLER, NC 28715-8304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 27, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHAMPION CU
Nov 10, 2022	Warranty Deed, Transfer · Line of Credit ALFIE INCOME ALL ASSET ALL AUTHORIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Book / Page	6525 / 124
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 17, 2025
Property Address	16 SPRING ST, CANDLER, NC 28715-8304
Document Number	0065250124
Book / Page	6525 / 124
Map Reference	MB 130 PG 10
Instrument Date	Sep 12, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 CRESTWOOD DR, MAGGIE VALLEY, NC 28751-8749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRING ST, CANDLER, NC 28715-8304

Mortgage

Document Number	0006525127
Date	Sep 17, 2025
Instrument	6525/127

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 27, 2024
Property Address	16 SPRING ST, CANDLER, NC 28715-8304
Document Number	0063871993
Book / Page	6387 / 1993
Map Reference	MB 130 PG 10
Instrument Date	Feb 20, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 BLOOMINGDALE DR, ALEXANDER, NC 28701-9134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPRING ST, CANDLER, NC 28715-8304

Mortgage

Document Number	0000063881
Date	Feb 27, 2024
Instrument	6388/1

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	12%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 10, 2022
Property Address	16 SPRING ST, CANDLER, NC 28715-8304
Document Number	0062750236
Book / Page	6275 / 236
Map Reference	MB 130 PG 10
Instrument Date	Oct 4, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 TAFT ST, LAKE WALES, FL 33859-7926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BLOOMINGDALE DR, ALEXANDER, NC 28701-9134
Investor	Possibly a Property Investor

Mortgage

Document Number	0006275239
Date	Nov 10, 2022
Instrument	6275/239

Lender

Name	ALFIE INCOME ALL ASSET ALL AUTHORIT
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (+9.14%)	$190,900 (+394.56%) Land $38,600 Building $152,300	$190,900 (+394.56%) Land $38,600 Building $152,300
2024	$1,192.00 (+400.84%)
2023	$238.00	$38,600	$38,600 (-79.78%) Land $38,600
2021			$190,900 Land $38,600 Building $152,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2004–2021)
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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