Harnett County property record for 16 Spring Pond Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,315 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Aug 2025) |
| Tax Bill | $3,249 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500073705 |
| Primary APN | 1500073705 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,315 sqft Heated Area |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 651 sqft |
| Porch | Porch |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500073705 |
|---|---|
| Street Address | 16 SPRING POND LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONS |
| Legal Description | LOT#701 ANDERSON CREEK CLUB 4B-1B MAP#2010-29 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Lot Number | 701 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 71204 |
16 Spring Pond Ln is owned and occupied by an individual who bought it in August 2025.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 SPRING POND LN, SPRING LAKE, NC 28390-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Apr 29, 2020 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | Apr 29, 2020 · Amount on File |
| Deed Document Number | 202515294 |
| Deed Book / Page | 4299 / 1289 |
| Prior Transfer Date | Aug 11, 2025 |
| Prior Transfer Doc | 0000015294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 15, 2026 |
| Property Address | 16 SPRING POND LN, SPRING LAKE, NC 28390-9388 |
| Document Number | 0000009801 |
| Book / Page | 4342 / 2925 |
| Instrument Date | May 11, 2026 |
| Instrument | 20269801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000009801, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 4342/2925 |
| Instrument | 20269801 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 29, 2020 |
| Property Address | 16 SPRING POND LN, SPRING LAKE, NC 28390-9388 |
| Document Number | 0000006613 |
| Book / Page | 003807 / 000396 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 6613 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SPRING POND LN SPRING LAKE NC 283909388, SPRING LAKE, NC 28390-9388 |
| Document Number | 6614 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 003807/000417 |
| Instrument | 6614 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
The 2026 property tax bill for 16 Spring Pond Ln was $3,249, up 10.5% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,249.00 (+10.51%) | $472,681 (+16.02%) | $472,681 (+16.02%) Land $70,380 Building $402,301 |
| 2025 | $2,940.00 | $407,399 | $407,399 Land $70,690 Building $336,709 |
| 2023 | $2,625.00 Veteran's exemption | $407,399 | $407,399 Land $70,690 Building $336,709 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Spring Pond Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Spring Pond Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures