Marion County property record for 16 Spring Lake Way, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,413 sqft · built 1974 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,429 (Dec 2019) |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2026 Transfer + 4 more |
| Flood Zone | Zone A (high risk) |
| APN | 9011-0196-10 |
| Primary APN | 9011-0196-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,413 sqft Living Area |
| Gross Area | 3,402 sqft |
| 1st Floor Area | 2,413 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 150 ft deep x 162 ft wide |
| Garage Type | Attached |
| Garage Area | 566 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 360 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Storage Building | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 16 SPRING LAKE WAY |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34472-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 16 TWP 16 RGE 23 PLAT BOOK J PAGE 066 SILVER SPRINGS SHORES UNIT 11 BLK 196 LOT 10 |
| Legal Range | 23E |
| Legal Township | 16S |
| Legal Section | 16 |
| Legal Subdivision | SILVER SPRINGS SHORES |
| Legal Block | 196 |
| Legal Lot Number | 10 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1211 |
16 Spring Lake Way is owned and occupied by an individual who acquired it in February 2024.
Source: Marion County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2026 | Intrafamily Transfer, Transfer |
| Sep 3, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 20, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Dec 26, 2019 | Warranty Deed, Transfer · Construction Mortgage RUTH G HAWKINS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on File |
| Deed Sale | Dec 26, 2019 · Amount on File |
| Deed Document Number | 2019135176 |
| Deed Book / Page | 7103 / 979 |
| Last Transfer Date | Feb 20, 2024 |
| Transfer Doc | 0082541655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jul 23, 2026 |
| Property Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Number | 0000095418 |
| Book / Page | 8968 / 558 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202695418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|
| Document Number | 0000095418, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 8968/558 |
| Instrument | 202695418 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jan 29, 2026 |
| Property Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Number | 0088161899 |
| Book / Page | 8816 / 1899 |
| Map Reference | MB J PG 066 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026011330 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Name | Verified Name |
|---|---|
| Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Number | 0084130863 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 8413/863 |
| Instrument | 2024116429 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Feb 20, 2024 |
| Property Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Number | 0082541655 |
| Book / Page | 8254 / 1655 |
| Map Reference | MB J PG 68 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2024020467 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Name | Verified Name |
|---|---|
| Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Number | 0073831847 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 7383/1847 |
| Instrument | 2021018864 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 16 SPRING LAKE WAY, OCALA, FL 34472-2729 |
| Document Number | 0071030979 |
| Book / Page | 007103 / 000979 |
| Instrument Date | Nov 23, 2019 |
| Instrument | 135176 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ALL AMERICAN LAND TITLE INSURANCE AGENCY, ALL AMERICAN LAND TITLE INS AG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 SPRING LAKE WAY OCALA FL 344722729, OCALA, FL 34472-2729 |
| Document Number | 71030980 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 007103/000980 |
| Instrument | 135177 |
| Name | RUTH G HAWKINS |
|---|---|
| Address | 157 THENDARA LN, POUGHKEEPSIE, NY 12603-3275 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 25, 2020 |
The 2025 property tax bill for 16 Spring Lake Way was $2,036.
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 | $122,097 | $213,070 Land $51,000 Building $162,070 |
| 2023 | $1,734.00 (+3.34%) Homeowner's exemption | $115,200 (+3%) Land $30,000 Building $85,200 | $216,149 (+14.25%) Land $30,000 Building $186,149 |
| 2022 | $1,678.00 Homeowner's exemption | $111,845 | $189,185 Land $21,500 Building $167,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Spring Lake Way in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Spring Lake Way is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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