Warwick City property record for 16 Spectacle Ave, Warwick, RI 02888
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,180 sqft · built 1915 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $473,500 (Aug 2025) |
| Tax Bill | $6,139 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30001800000 |
| Primary APN | 30001800000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 980 sqft |
| Unfinished Basement | 480 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,000 sqft (0.253 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 151937 |
|---|---|
| Street Address | 16 SPECTACLE AVE |
| City | WARWICK |
| State | RI |
| Zip | 02888-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 180 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21200 |
Source: Warwick City records · APN 30001800000
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| Aug 29, 2025 | Warranty Deed, Transfer PRIMARY RESIDENTIAL MORTGAGE |
| May 15, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage SEMPER HOME LOANS INC |
| Aug 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2016 · Amount on Record |
| Deed Document Number | 20259960 |
| Deed Book / Page | 10745 / 10 |
| Prior Transfer Date | May 09, 2025 |
| Prior Transfer Doc | 0010682-36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 12, 2026 |
| Property Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Document Number | 0000006699 |
| Book / Page | 10909 / 200 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20266699 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Document Number | 0000006699, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 10909/200 |
| Instrument | 20266699 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 7.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 29, 2025 |
| Property Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Document Number | 0010745-10 |
| Book / Page | 10745 / 10 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 9960 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Document Number | 0000009961 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 9961 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 15, 2025 |
| Property Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Document Number | 0010682-36 |
| Book / Page | 10682 / 36 |
| Instrument Date | May 09, 2025 |
| Instrument | 5154 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9701-50 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 9701/50 |
| Instrument | 20397 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 16 SPECTACLE AVE, WARWICK, RI 02888-3514 |
| Document Number | 9329-322 |
| Instrument Date | Aug 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 SPECTACLE AVE WARWICK RI 028883514, WARWICK, RI 02888-3514 |
| Document Number | 9329-322 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 009329/000322 |
| Instrument | 11202 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,139.00 (+15.2%) | $483,400 (+31.25%) Land $113,300 Building $370,100 | |
| 2024 | $5,329.00 (+1.97%) | $368,300 (-) Land $98,500 Building $269,800 | $447,640 |
| 2023 | $5,226.00 (+1.65%) | $368,300 (+34.17%) Land $98,500 Building $269,800 | |
| 2022 | $5,141.00 | $274,500 Land $61,600 Building $212,900 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WARWICK-CITY OF serves 73,289 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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