16 Spaulding Ct, Sacramento, CA 95832 Property Records

Sacramento County property record for 16 Spaulding Ct, Sacramento, CA 95832

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,309 sqft · built 2005
Lot Size	0.173 acres (7,543 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2019)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`052-0200-017-0000`

Property Details

APN / Parcel Number

Primary APN	`052-0200-017-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,309 sqft Living Area
1st Floor Area	1,036 sqft
2nd Floor Area	1,273 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,543 sqft (0.173 acres)
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 SPAULDING CT
City	SACRAMENTO
State	CA
Zip	95832-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STEAMBOAT BEND UNIT 2, LOT 101
Legal Subdivision	STEAMBOAT BEND UNIT 3
Legal Lot Number	101
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2012
Census Tract	4302

Owner

16 Spaulding Ct is owned and occupied by two individuals who bought it in June 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 SPAULDING CT, SACRAMENTO, CA 95832-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2019	Grant Deed, Transfer · FHA Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Book / Page	20190621 / 1067
Prior Transfer Date	Mar 23, 2012
Prior Transfer Doc	3270000001843
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	16 SPAULDING CT, SACRAMENTO, CA 95832-9719
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPAULDING CT, SACRAMENTO, CA 95832-9719

Mortgage

Document Number	0000000728
Date	May 25, 2021
Instrument	202105250728

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	16 SPAULDING CT, SACRAMENTO, CA 95832-9719
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SPAULDING CT, SACRAMENTO, CA 95832-9719

Mortgage

Document Number	5250000000728
Date	May 25, 2021
Book Page	20210525/728

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 21, 2019
Property Address	16 SPAULDING CT, SACRAMENTO, CA 95832-9719
Document Number	1906211067
Instrument Date	Jun 18, 2019
Instrument	1906211067
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 SPAULDING CT SACRAMENTO CA 958329719, SACRAMENTO, CA 95832-9719

Mortgage

Document Number	1906211068
Date	Jun 21, 2019
Instrument	1906211068

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16 Spaulding Ct was $5,373, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,057 (+2%) Land $91,022 Building $347,035
2025	$5,373.00 (+1.68%)	$429,469 Land $89,238 Building $340,231
2024	$5,284.00 (+2.58%)
2023	$5,151.00 (+1.48%)	$412,794 Land $85,774 Building $327,020
2022	$5,076.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Spaulding Ct in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Spaulding Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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