Essex County and Beverly City property record for 16 Somerset Ave, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 932 sqft · built 1925 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Apr 2003) |
| Tax Bill | $6,225 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10288 |
| Primary APN | 10288 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 932 sqft Living Area |
| Gross Area | 2,271 sqft |
| Basement Area | 902 sqft |
| Unfinished Basement | 902 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,502 sqft (0.126 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10288 |
|---|---|
| Street Address | 16 SOMERSET AVE |
| City | BEVERLY |
| State | MA |
| Zip | 01915-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | 618R BOSTON ST |
| Legal Block | 61 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 217102 |
16 Somerset Ave is owned and occupied by an individual who bought it in April 2003.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 13, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 4, 2017 | Deed of Trust, Mortgage MOUNTAINONE BK |
| Dec 4, 2017 | Deed of Trust, Mortgage MOUNTAINONE BK |
| Jul 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Apr 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2003 · Amount on File |
| Deed Sale | Apr 2, 2003 · Amount on File |
| Prior Sale | Sep 28, 2001 · Amount on File |
| Deed Book / Page | 20510 / 531 |
| Transfer Doc | 032246-358 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 043005-591 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 43005/591 |
| Instrument | 20251015000740 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0041905-11 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | 41905/11 |
| Instrument | 20231213001030 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041182-94 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 41182/94 |
| Instrument | 15 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36378-547 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 36378/547 |
| Instrument | 171204001990 |
| Name | MOUNTAINONE BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 192 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36378-561 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 36378/561 |
| Instrument | 171204002000 |
| Name | MOUNTAINONE BK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37642-491 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 37642/491 |
| Instrument | 20190703000800 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 16 SOMERSET AVE, BEVERLY, MA 01915-1022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38397-510 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 38397/510 |
| Instrument | 20200406002750 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 16 Somerset Ave was $6,225, up 4% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,225.00 (+3.99%) | $566,400 (+6.27%) Land $398,800 Building $167,600 | $556,510 |
| 2024 | $5,986.00 (+7.58%) | $533,000 (+7.87%) Land $365,400 Building $167,600 | |
| 2023 | $5,564.00 | $494,100 Land $326,500 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Somerset Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Somerset Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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