16 Smith St, Ludlow, VT 05149 Property Records

Ludlow Town property record for 16 Smith St, Ludlow, VT 05149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,669 sqft · built 1890
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`363-112-10381`

Property Details

APN / Parcel Number

Primary APN	`363-112-10381`
Alternative APNs	`(112) 230147.000` `M:230 B:147.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,669 sqft Living Area
Gross Area	3,036 sqft
Basement Area	776 sqft
Unfinished Basement	764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	16 SMITH ST
City	LUDLOW
State	VT
Zip	05149-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH STREET 16 ONE FAMILY
Jurisdiction	LUDLOW VT
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1013
Census Tract	966300

Owner

Source: Ludlow Town records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	777 CONCORD TPKE, ARLINGTON, MA 02476-7900
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017
Deed Sale	Sep 8, 2017
Prior Sale	Feb 3, 2006 · Amount on Record
Deed Document Number	2017703310976
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUDLOW VT
Recording Date	Sep 8, 2017
Property Address	16 SMITH ST, LUDLOW, VT 05149-1020
Transaction Type	Transfer
Record Updated	Sep 22, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 CONCORD TPKE ARLINGTON MA 024767900, ARLINGTON, MA 02476-7900

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Windsor County
County Subdivision	Ludlow Town
Municipality	Ludlow Village
Elementary School District	Ludlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,644.00 (-12.34%)	$197,400 Land $51,700 Building $145,700
2024	$4,157.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Nearby Flood Policies	103 units insured incl. 69 condo units
Nearby Flood Claims	53 (1994–2023)
Claims Outside the SFHA	9 of 53
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 26 claims Tropical Storm Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20