16 Smith Rd, Beaufort, SC 29906 Property Records

Beaufort County property record for 16 Smith Rd, Beaufort, SC 29906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,616 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R10001600000900000`

Property Details

APN / Parcel Number

Primary APN	`R10001600000900000`
Alternative APN	`00137961`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
1st Floor Area	858 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	16 SMITH RD
City	BEAUFORT
State	SC
Zip	29906-7862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6111
Legal Description	POR LOT 28 SEC 11 1N2W PB89 PGS191
Legal Subdivision	SEABROOK OUTSIDE STUART POINT
Legal Lot Number	28
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	3
Census Block	3023
Census Tract	200

Owner

16 Smith Rd is owned and occupied by an individual who acquired it in March 2003.

Source: Beaufort County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 SMITH RD, BEAUFORT, SC 29906-7862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Loan Modification, Mortgage · FHA Mortgage AMERICAN FIN'L NTWK INC
Apr 25, 2017	Warranty Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2003
Deed Sale	Mar 4, 2003
Prior Sale	Jan 9, 2002
Deed Document Number	200317478
Deed Book / Page	1722 / 1427
Record Updated	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	16 SMITH RD, BEAUFORT, SC 29906-7862
Document Number	0000061118
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SMITH RD BEAUFORT SC 299067862, BEAUFORT, SC 29906-7862

Mortgage

Document Number	0000061118
Date	Nov 12, 2019
Book Page	003810/002482
Instrument	61118

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 25, 2017
Property Address	16 SMITH RD, BEAUFORT, SC 29906-7862
Document Number	0000020716
Book / Page	003569 / 001222
Instrument Date	Apr 20, 2017
Instrument	20716
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 SMITH RD BEAUFORT SC 299067862, BEAUFORT, SC 29906-7862

Mortgage

Document Number	20717
Date	Apr 25, 2017
Book Page	003569/001225
Instrument	20717

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Smith Rd was $1,983.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00	$11,130 (-34.16%)
2024	$1,983.00	$16,904 (-) Land $2,076 Building $14,828	$422,600 (-) Land $51,900 Building $370,700
2023	$1,983.00 (+8.07%)	$16,904 (+74.63%) Land $2,076 Building $14,828	$422,600 (+74.63%) Land $51,900 Building $370,700
2022	$1,835.00	$9,680 Land $1,448 Building $8,232	$242,000 Land $36,200 Building $205,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Smith Rd in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	67 (1979–2024)
Claims Outside the SFHA	4 of 67
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims Hurricane Matthew, Oct 2016 · 32 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Smith Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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